0%?
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Elder User
Joined: Jan 2017
Posts: 575
Likes: 1
0%?
my girlfriends father told me ford offers a 0% interest or something like this. is this true? Or a long past thing.
Around what point of the year will incentives and great rates roll out?
Im wanting a lariat ultimate I think with the LED lights. However custom building it with just the ultimate package and only led lights and the213 dollar step bar is all I want. Nothing extra. I don't feel like I would find that on a lot without extras. So if I got one not ordered I'd get better incentives versus buying through a build.... or am I wrong?
Around what point of the year will incentives and great rates roll out?
Im wanting a lariat ultimate I think with the LED lights. However custom building it with just the ultimate package and only led lights and the213 dollar step bar is all I want. Nothing extra. I don't feel like I would find that on a lot without extras. So if I got one not ordered I'd get better incentives versus buying through a build.... or am I wrong?
Junior User
Joined: Jan 2017
Posts: 89
Likes: 0
From: Edmonds, WA
You really need to go talk to your dealer. I have learned that IF you have excellent credit (+800), they can offer you just about any deal they want. As with everything, your dealer will make it work if they want to...
Posting Guru
Joined: Sep 2016
Posts: 1,046
Likes: 2
From: northern ontario
Ya not sure about the US and yes it's a limited time offer
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Elder User
Joined: Jan 2017
Posts: 575
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I have about 1 year and 7 months established credit, never missed a payment ever. My credit is at 755 and 765 and rising. Could I qualify for anything lower than 3.4?
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Junior User
Joined: Jan 2017
Posts: 89
Likes: 0
From: Edmonds, WA
Go talk to your dealer and the lending department. Another thing you can do is join a local credit union. Credit unions usually have lower interest rates than banks and may offer you special rates as a member. If I can't get 0% and a payment I want from Ford, I will be getting 2.10% from my credit union.
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Thread Starter
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Elder User
Joined: Jan 2017
Posts: 575
Likes: 1
Go talk to your dealer and the lending department. Another thing you can do is join a local credit union. Credit unions usually have lower interest rates than banks and may offer you special rates as a member. If I can't get 0% and a payment I want from Ford, I will be getting 2.10% from my credit union.
Lead Driver
Joined: Sep 2006
Posts: 5,664
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From: Cartersville, Ga
My local credit union is 1.9% on new vehicles. I have always used them when purchasing vehicles.
You can call around. I like the "personal" feel of the small credit unions. All I have to do is call Ms. Sherry and she just needs to know how much I need the check for and where to send it.
You can call around. I like the "personal" feel of the small credit unions. All I have to do is call Ms. Sherry and she just needs to know how much I need the check for and where to send it.
Freshman User
Joined: Dec 2016
Posts: 44
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I received an ad from Morgan Hill Ford (In California) saying it is truck month and doing 0% Financing on 17' F150 and Super Duty. So is truck month a ford nationwide thing? Luckily my truck gets delivered toward the end of Feb so I should be able to get 0% if I am reading the ad correctly.
More Turbo
Joined: Jan 2017
Posts: 633
Likes: 42
Man wish I lived in your neck of the woods, my credit union is 3.40% for 72 months and that's with a 813 credit score, they won't negotiate lower rates on any offers outside the local area.