Deer hit me
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Senior User
Joined: Sep 2016
Posts: 219
Likes: 1
Deer hit me
Just thought I would share this. I was driving home and had a deer run right into my box side. Thankfully there was much less damage than I expected. Just some scratches, a ripped off chrome wheel arch, and a tweaked rear bumper. Lucky it didn't run out a second earlier.
Cargo Master
Joined: Mar 2010
Posts: 3,326
Likes: 292
From: Laramie, WY
This isn't the first case of deer running into side of truck I've heard of. One occasion caused substantial damage. White tails are nuts. Mulies mostly run away. Glad you're okay and the truck is basically fine.
Senior User
Joined: Dec 2016
Posts: 290
Likes: 0
From: Philly
As I understand it, insurance is supposed to repair your vehicle back to like new condition. You would have to fight for that, I'm sure. But what that could mean is a full paint job and all new everything on the outside. Not likely a few passes of new paint will match up to any other part of the body.
I'm sure you don't want to whack your own insurance with that. But you might...
I'm sure you don't want to whack your own insurance with that. But you might...
Fleet Owner
Joined: May 2009
Posts: 21,437
Likes: 76
From: Gilbert, PA
I would not be surprised of they total the truck
Logistics Pro
Joined: Mar 2012
Posts: 3,507
Likes: 121
From: Oregon
Insurance is not there to bring the vehicle back to like new condition. They are there to bring it back to pre-loss condition. That rust was there before so don't expect any rust repair or paint work on that section.
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Senior User
Joined: Sep 2016
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I'm not expecting a restoration job. I'm just going to see if I can get some money out of it. Someone from insurance will be calling me tomorrow.
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More Turbo
Joined: Oct 2016
Posts: 501
Likes: 7
From: Deep East Texas
We were told by our insurance company that accidents of this type are no fault claims and our premiums would not go up. About 6 months later, my wife hit a coyote, $1,000 damage. Insurance is still the same.
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Senior User
Joined: Sep 2016
Posts: 219
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Same thing the claims representative said when I asked. I will be talking to my insurance agent directly before the claim is finalized. The truck goes to a body shop tomorrow or Wednesday for an estimate.
Senior User
Joined: Feb 2014
Posts: 221
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I ran over top of a deer in my truck, knew I couldnt stop in time, so I floored it,
the deer was tiny,
and it didnt make it to the other side of the road,
It didnt hurt my truck at all,
I just have liability, $25 a month,
but if I had full coverage insurance, I would have it checked out.
the deer was tiny,
and it didnt make it to the other side of the road,
It didnt hurt my truck at all,
I just have liability, $25 a month,
but if I had full coverage insurance, I would have it checked out.