I pay $650 a month but that is for 4 trucks, 3 cars, 2 trailers, house ins in SC and house ins in FL. My son and daughter are killing me in ins since their only 18 and 20 yrs old. And all my ins is through USAA. They were the cheapest by far.

 

USAA here as well. Outstanding insurance company....if you qualify for it. I inherited it from my father, and have shopped around many times, nobody could come close. Paying $85/mo for my truck to be fully insured with $150 Deductibles.



Esurance is just Allstate.

I would NEVER touch Progressive or Geico. Nothing but horror stories. And I wouldn't do state farm either....since they wanted to look at my family's history. Made no damn sense to me.

 

They are owned by Allstate, but they must be operated separately because Allstate gives me different quotes and policy options.

 

Don't know if Liberty Mutual offers what you want or not, but I have been exceptionally pleased with them for about 15 years now. We've had several claims with my three older kids having various forms of accidents, and neither party in any case has ever had a hitch with the claims process or adequacy of coverage. They are very responsive and timely, and their coverage is as good as any other I've heard about. I won't tell you my rates because of the "Good Driving Penalities" accrued by my younger drivers which would badly skew the rate numbers, but I do make sure that each one of them pays for their own portion of those penalties out of their own pocket.

 

My wife and I were with Travelers for several years with out a claim. Year before last
i had a blowout going 70 to the drivers side rear Wheel, tire and fender were destroyed and they paid the claim but called it collision instead of comprehensive...$500.00 deductible vs $50.00 deductible. That same year a neighbors farm gate with automatic closer closed on my wife's MKX and damaged 2 doors and fender. My premium went from $1600./yr to $2900./yr. I went with Liberty Mutual and saved a $1000.00/yr.