Vacation Damage?
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Wiser by FTE
Joined: Jan 2010
Posts: 2,837
Likes: 48
Vacation Damage?
On the way back from Yellowstone, a friend of mine spun off the highway, on glare ice in my ex & 4 place trailer
We are all ok, thankfully and i was able to straighten the trailer out and get back on the freeway
We didn't hit anything and went off on the right shoulder. Question on how does a body shop repair the damage to the quarter panel? To replace the whole panel, would be a project! The bumper/brackets/painting/sensors should be easy. I'm not sure if my insurance or his would pay for this accident?
We are all ok, thankfully and i was able to straighten the trailer out and get back on the freeway We didn't hit anything and went off on the right shoulder. Question on how does a body shop repair the damage to the quarter panel? To replace the whole panel, would be a project! The bumper/brackets/painting/sensors should be easy. I'm not sure if my insurance or his would pay for this accident?
Fleet Owner
Joined: Mar 2003
Posts: 24,724
Likes: 74
From: Blue Hill Township
Snowmobiling in Cooke? It could have been a lot worse. When I read the title I was expecting to see a lot more damage.
Frmr Ford Trans Engr
Joined: Aug 1999
Posts: 24,738
Likes: 2,667
From: SE Florida
Your insurance pays. You don't pay to insure the driver, you pay to insure the vehicle. Did he buy insurance for your truck, or did you?
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Elder User
Joined: Apr 2011
Posts: 627
Likes: 4
From: Orange County, CA
Glad you all are okay. Sorry about your Ex, but like the others said I think that is very fixable. Good luck and keep us posted.
Karl
Karl
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Bleed Ford Blue
Joined: Apr 2009
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From: Anchorage Alaska
repair, i had to have kinda the same damage fixed when a escape hit me as i was making a left turn. easy fix for a good shop then paint the QT panel and blend. really sorry to hear but i'm glad your all ok!
Cargo Master
Joined: Dec 2007
Posts: 2,822
Likes: 0
From: Minnesota
Ya might want to weigh the cost of repair against the possible increase in insurance premiums you may get if you go through your insurance. It may be cheaper to pay for the repair yourself. Just a thought. Good luck.
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Wiser by FTE
Joined: Jan 2010
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My truck is insured by/for me, just never had this happen. I have $1000.00 deductible, ill get a couple of estimates. I think it would be around 2k to fix her up.
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Wiser by FTE
Joined: Jan 2010
Posts: 2,837
Likes: 48
The insurance companies could/would use any questions you ask them in a Clue Report, that is future claims you may make against them. This report helps them figure out your future rates/hikes! The repair cost is $2,100.00, with a $1000.00 deductible that my friend that was driving is willing to pay. Is this fair or do we split it 4 ways?
Fleet Owner
Joined: Mar 2003
Posts: 24,724
Likes: 74
From: Blue Hill Township
The insurance companies could/would use any questions you ask them in a Clue Report, that is future claims you may make against them. This report helps them figure out your future rates/hikes! The repair cost is $2,100.00, with a $1000.00 deductible that my friend that was driving is willing to pay. Is this fair or do we split it 4 ways?
I would probably have your friend pay the 1,000 deductible and be done with it.
Hotshot
Joined: Oct 2005
Posts: 12,237
Likes: 22
From: Florida
The owners of the trucks never paid for fuel on the trip it was a GROUP TRIP.
IMO...any of you "could have" been driving...the outcome could have been different for each individual driver...but the fact of the matter it was a GROUP TRIP and I think the fair thing to do is split the $1000 between the GROUP...your friend (unless he was clearly driving recklessly) is just a member of the group and should not have to foot the $1000 solely...nor should you...the fair and honorable thing to do...SPLIT THE DEDUCTIBLE WITH THE GROUP.
Glad no one was hurt but the Ex that can be fixed.
This is just my opinion and $0.02...
Joe.