Totalled?
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Senior User
Joined: Jun 2010
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Totalled?
So my truck I seeked out, put loving care into and have enjoyed for a short while;.....a very large tree branch fell on the roof and hit mirror on one side and dented the body on the other side. They said they may total it!!!
I put $$ into this truck that I won't get back, I'm pissed,
I put $$ into this truck that I won't get back, I'm pissed,
Posting Guru
Joined: Jul 2007
Posts: 1,730
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From: SE Wisco
Good call Rick!
Who cares if it's totalled. Buy it back and pay cash to a body shop friend to fix it. If it is a midwestern truck it is probably a good thing. Most of the 7.3s are starting to rust on the cab corners and rear wheel wells.
Who cares if it's totalled. Buy it back and pay cash to a body shop friend to fix it. If it is a midwestern truck it is probably a good thing. Most of the 7.3s are starting to rust on the cab corners and rear wheel wells.
Senior User
Joined: Apr 2012
Posts: 107
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From: South Jersey
A friend of mine had a 2000 7.3 4wd crew cab long bed dually... Some guy pulled out infront of him and he hit them, a curb, and a phone pole. His truck had a bent frame, front was smashed, axle dammage, and the roof caved in from the pole. 230,000 miles. His was totaled too, but he got 15,000 from his insurance. He had to argue for about 3 months and find similar trucks at that price to get it, but in the end won... They wanted to give him I think, 3,500...
More Turbo
Joined: Jul 2011
Posts: 594
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From: Full-time RV
Too late for the OP, but I'm pretty sure most insurance companies will let you put a rider on to cover additional value. I know when I go put a BTS tranny in my truck, I'm looking into that. Already dropped about $5k on it this summer for brakes, tires, rear axle rebuild, etc. I'd hate all that work to go down the drain.
Elder User
Joined: Jul 2012
Posts: 947
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From: Glen Rose, Texas
Too late for the OP, but I'm pretty sure most insurance companies will let you put a rider on to cover additional value. I know when I go put a BTS tranny in my truck, I'm looking into that. Already dropped about $5k on it this summer for brakes, tires, rear axle rebuild, etc. I'd hate all that work to go down the drain.
Aftermarket wheels-covered
Tires-Not covered (maitenance)
Motor build and supercharger-covered
Labor to build-Not covered
You get the point. But if I get to building this truck for more than what I plan I will start one of these policies up. I think my premium was like 15 dollars a month different on the Dakota, so its not a huge bump in it. Just something to think about and ask about next time around.
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