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Old Aug 3, 2012 | 09:47 PM
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Mountain Pass
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Auto Loan Rates
Anyone use Pentagon Federal Credit Union for a loan?

https://www.penfed.org/
 
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Old Aug 3, 2012 | 10:15 PM
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I did a few years ago. Amazing rates, very easy online process, no issues.
 
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Old Aug 3, 2012 | 10:33 PM
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WOW. And I thought I did well refinancing my wife's car at 1.99% for 48 months.
 
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Old Aug 4, 2012 | 09:57 AM
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Consolidated thanks for the feedback.

I will be refinancing here shortly.
 
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Old Aug 5, 2012 | 09:23 AM
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Thats who I bought my truck through. Dealer was like how in the hell can you get that rate? lol
 
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Old Aug 7, 2012 | 03:12 PM
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I have a loan through Navy Federal Credit Union, and its 1.99% for 72 months. Good credit ratings really help with purchase/loan power.
 
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Old Aug 17, 2012 | 07:27 AM
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What is the average auto loan rates? I'm planning to buy a car soon and get it insured.
 
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Old Aug 17, 2012 | 01:01 PM
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Originally Posted by Quinn123
What is the average auto loan rates? I'm planning to buy a car soon and get it insured.
It depends on your credit. If your credit is good, I would say for 72 months 1.99% - 3.75%. It also depends on what vehicle you are buying. I have seen econo crap-box cars for under 1% interest.
 
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Old Aug 17, 2012 | 01:14 PM
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Originally Posted by Quinn123
What is the average auto loan rates? I'm planning to buy a car soon and get it insured.
Sometimes local credit unions can give you a better rate than the banks the dealers go through.

Where do you live?
 
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Old Aug 18, 2012 | 04:03 PM
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I just got mine for 1.99% for 72 months. Local credit union.
 
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Old Aug 18, 2012 | 06:21 PM
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University Federal Credit Union in Austin has 1.3% up to 30 months, cheap money.
 
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Old Aug 19, 2012 | 12:16 AM
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Applied online to refinance with PenFed yeesterday afternoon. Called this morning to check status and it had already been processed and approved. Went from 4.5% with Ford credit to 1.49% . I have only made one payment on the Ford loan. $40 per month savings for 60 months saves me $2700. Not too shabby
 
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Old Aug 21, 2012 | 11:31 AM
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pen fed is def the way to go
 
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Old Aug 21, 2012 | 12:41 PM
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Great rates!
 
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Old Aug 21, 2012 | 08:22 PM
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are any of you guys that are financed through pen-fed non-military ?
 
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