you would almost certainly have to get it appraised and go through a specialty/collector car insurance company. Most major insurance companies have a division that does this, and there are a few smaller companies. You agree on a replacement value, agree to an annual mileage, and for policies like this they usually want to see where it will be stored and all that... so no surprises if it gets wadded up.

 

I absolutely love it and makes me wish Ford would produce the truck again. That looks so good.

 

See there in lies the problem it is not a collector car. It's to new of a vehicle for them to determine the value. I even called Hagerty and they wouldn't insure it.

 

I don't understand the big deal with insuring the vehicle? Basically its a truck with an expensive camper on it. Figures because its outside the box insurance companies back off. Wonder if you could contact the guy that builds them and ask him where his clients have insured them? He's built quite a few and they had to get insurance somewhere.

 

It has something to do with a sponsor/advertising thing with Tim and FTE!

 

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They are insured as trucks my agent called him.

 

I'm just wondering why that puppy is $90k?

You can take a brand new 2012 F-250/350, pay Tim $30k to convert and still be under $90k for a brand new Excursion

Whereas, that one is 1 model yr old, and 11k miles. I know there's a markup, but $15-20,000 worth?




Very pretty...ugly rims

 

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Take in account the cost of the 11 brand new 50-60k plus the conversion for 30k and you arrive at your 90k. But your right its a year old its not worth that kind of money anymore.

 

also minus for the dent on the rear bumper. lol

as to insurance if hagerty won't do it you are starting to head up that creek without a paddle. The problem with insuring it "as a truck with a big expensive camper" is that its NOT a truck with a big expensive camper. Its just a new pickup truck front with an excursion rear. Its value is probably around 50-60k, but if you total it out, they could pay you for the salvage title truck part, or maybe for the salvage title excursion part, but either way youre not gonna get 60k back. Thats why it would be important to find an insurer willing to agree on a value. for pdom I think its probably a problem that, from reading his thread, in his state he has to title it as home built. In another state where you can title these creations as an F350 I guess you could declare the excursion rear as an aftermarket modification and try to get the ins co to agree to a value on it.

I almost bought a centurion a while ago, and I don't know if its easier to insure those because they came from a company, or what.

Honestly, I wouldn't think it would be that hard. Its not that different from a high end conversion van. I could buy a cargo van tomorrow brand new for $20k, and ship it to quigley for a 4x4 conversion, then ship it to horizon or wherever and have them reupholster the inside, put in a sun roof, new speakers, cushy captains chairs, a bench that folds into a bed, extra insulation, a TV, freezer, etc, the cargo van RV conversion, and end up with a $90k vehicle. people do that kinda stuff all time, and apparently they get those insured... but then again, they are starting with a regularly titled vehicle and declaring the modifications.

 

Nice truck but I would rather do a conversion to the one I had for a lot less. The new V10 and 6spd would be a great combo. The KR leather is actually very nice if it is taken care of. It is not the normal clear coated "leather like" material we usually see. It's the same leather they use on their home furniture. Use a good leather cleaner and conditioner and combination and it's soft, tough enough for kids and will look great for many years. Too bad a KR Expy body wont bolt onto an Ex frame.....

 

That is a beautiful truck, but like others have said, I could basicall re-build mine for WAY less.

 

It's not so much the modifications as its the cutting and splicing the frames back together. The liability the insurance company as to assume.

 

Ohhh is that the sticking point for yours? Yeah i guess that could be an issue, a few of my friends are insurance agents and I now remember one of them telling me they couldn't offer comprehensive coverage on anything that had a rebuilt or salvage title.

 

With any frame that is cut, welded and reinforced. It 's a liability risk for all involved in the accident. Say you get hit in the side and the frame doesn't bend right or hurts someone when or if it snaps. To many what ifs. I see why Tim does clean titled vehicles but necessarily right by an insurance stand point.