What should i do about this?

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Oct 18, 2011 | 08:10 PM

#16

Ridenred333

Senior User

Joined: Feb 2011

Posts: 421

Likes: 2

From: FT. Rucker AL

Quote:

Originally Posted by acf6

Yeah im still going to. Spend the afternoon taking apart a 6.0 so i didnt have time too

Let us know what they say.. Kinda curious myself.

Oct 18, 2011 | 08:15 PM

#17

redford

FTE Leadership Emeritus

Joined: Sep 2000

Posts: 23,174

Likes: 1,679

From: Stephensville WI

You could always do the Fantasy Island thing.

Oct 18, 2011 | 08:27 PM

#18

acf6

Thread Starter

Post Fiend

Joined: Aug 2010

Posts: 13,710

Likes: 5

From: Manchester, CT

Well i have allstate insurance if any of you guys have that, so ill let you know hopefully within the next couple days if i get around to calling them.

Oct 18, 2011 | 08:36 PM

#19

kd0axs

Cargo Master

Joined: Jul 2011

Posts: 2,000

Likes: 4

From: Nowthen, MN

Quote:

Originally Posted by A/Ox4

Call your insurance. Explain that the damage is a result of salt. Ask them if your COMPREHENSIVE deductible will cover the repairs. Chances are the answer is yes. Usually $500, you can open a claim and repair everything at once. Your deductible may be different though. Mine is $100 because a little birdy to me that if I lower the comprehensive, the rate doesnt go up very much, and then you can use the deductible for ANYTHING. And the little birdy was right.

I was quoted $240 to replace the windshield on my truck. Insurance said "$100 deductible and we cover the rest." It also shouldnt affect your insurance rates, but if youre worried about that you can ask. But it shouldnt have any bearing on your rates.

Check it out, you pay for insurance. So use it.

Just curious, have you actually successfully done this? I did some searching and I can't find anything that indicates that an insurance company would cover rust repair. I found this asked many places, and the answer is always no. The answer I keep seeing is that comprehensive only covers incidents that cause damage to your vehicle. This would be things like a tree branch falling on your car, hail damage, vandalism, etc. Rust is considered to be normal wear and tear and therefore not covered by insurance. These answers are coming from people who are (or at least claim to be) insurance agents and adjusters.

I guess it can't hurt to try though, all they can do is say no. I wouldn't be holding my breath though.

If there was a way to get insurance to pay for rust repair, I'm sure the word would get around here in MN. The insurance companies would go out of business if they were paying to fix all the rusty vehicles here.

Oct 18, 2011 | 08:48 PM

#20

acf6

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Joined: Aug 2010

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From: Manchester, CT

Quote:

Originally Posted by kd0axs

thats what im saying. i honestly dont see how it would work but i guess ill try anyways. maybe because in california cars dont rust like they do here

Oct 18, 2011 | 08:52 PM

#21

A/Ox4

9 ECHO 1

Joined: Aug 2009

Posts: 12,467

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From: Missouri

I've never done it with rust no. Being as I live in SoCal we don't salt the roads. I was just suggesting that he could try. I've heard of stranger claims being processed.

Oct 18, 2011 | 10:07 PM

#22

tinman52

Welder User

Joined: Feb 2009

Posts: 5,269

Likes: 50

From: northwest MT

Quote:

Originally Posted by acf6

not at all in the budget. im not even sure if i have enough money to "fix" whats already been done. how much would the 4 doors run me anyways..? surely couldnt find them local cause they would be shot too

All I'm saying is trying to repair that rust would be a band aid fix at best......might last one year max. I personally wouldn't throw away my money trying to fix it. Just one bodyman's opinion......

You could buy a NEW door, switch the guts yourself, and have a shop paint it for about the same money.....and have a quality repair.

Oct 19, 2011 | 10:16 AM

#23

SteveH-CO

Fleet Mechanic

Joined: Jul 2005

Posts: 1,800

Likes: 52

From: Southern Colorado

If the rust is just starting in the seam, spray/pour some gear oil in the doors and let it creep into the seams. I did this with many old vehicles in Michigan (and new ones) and it stops the rust. You may have to remove the door panels, and you will want to shut the doors on newspaper over night to soak up the excess that will leak out the drain holes. The gear oil (90wt) creeps into the rust and dust in the doors and sit there, keeping the metal from rusting further. You have nothing to lose by trying this, at least.