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Progressive Snapshot

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Old Sep 28, 2011 | 08:24 AM
  #1  
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Progressive Snapshot

How long till Insurance companies pay off Congress to make it manditory in all vehicles.
 
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Old Sep 28, 2011 | 08:30 AM
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Um, make what manditory?

EDIT: A "Black Box" or something?
 
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Old Sep 28, 2011 | 08:55 AM
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It already is down here, but if you have nothing to loose, then you can get by without it.
 
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Old Sep 28, 2011 | 09:17 AM
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"Progressive Snapshot" is an insurance discount program from Progressive insurance. You drive for a month with a data logger plugged into your car, then you send it back. They will offer you a discount on your insurance if you drive safely during that 30 days.

Since it's just a 30 day thing and not a permanent attachment, I don't see the problem.
 
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Old Sep 28, 2011 | 12:34 PM
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Doesn't sound like a bad idea to me. Where would they plug it into my old '78 F150.? lol.

Do you think they sell that information, just like On Star does? They were in the news for tracking vehicles and driving habits even tho the user was not paying for the service, then they were/are selling the data.
 
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Old Sep 28, 2011 | 05:15 PM
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I would like to try and see how high a quote I could get without them outright denying me insurance.

 
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Old Sep 29, 2011 | 01:42 AM
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Hope that never happens. In general, I don't like things like this.

1. The might not be accurate -- computers and electronics don't guarantee that. Also, if they use GPS, it used to have problems in 'urban canyons'. Don't know if that's still true.

2. I can think of scenarios that might not come out right depending on what they look at. For example, somebody might cut you off, and you dynamite your brakes to avoid hitting them. They might gig you for sudden and aggressive braking. Meanwhile, the person cutting you off might not show anything.

hj
 
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Old Sep 29, 2011 | 01:45 AM
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Interesting concept, never heard of it before. Can't see them making it mandatory at all.
 
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Old Sep 29, 2011 | 07:00 AM
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let them try.
what ever vehicle it is in will just get parked for the month it is in it.

that is the nice thing about having multiple vehicles.
 
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Old Sep 29, 2011 | 07:05 AM
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There is a reason Progressive has the name it does...

Just keep that in mind.

Jason
 
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Old Sep 29, 2011 | 08:05 AM
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Originally Posted by jroehl
There is a reason Progressive has the name it does...

Just keep that in mind.

Jason

and they still want $2400 more per year than prudential does.
 
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Old Sep 29, 2011 | 03:35 PM
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Where is the "Like" button . I read where they expect you to use it for 6 months and then it's a permanent discount....yeah right or high risk !!!
probably records the ECU memory
 
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Old Sep 29, 2011 | 05:49 PM
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This is headed to the Club, for sure....
 
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Old Sep 29, 2011 | 07:34 PM
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I keep re-reading the origional post, and I think he is wanting to drive WITHOUT insurance.
 
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Old Sep 29, 2011 | 09:56 PM
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I dont think it will catch on.

Originally Posted by Mtnplow
Where is the "Like" button ?
At the top and bottom of the page
 
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