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I guess my question extends from the worry that my 5 lug rear axles might not properly cope with the rigors of towing like those axles using 8 lugs (F-250/350).
In High-torque situations like drag racing, I still see many cars using a 5-lug setup, so the issue can't be TOO bad...
A stud twisted off while I was changing the right rear tire on our Excursion while towing our TT just east of Flagstaff, AZ last year on our trip. It broke with very little torque applied, and I considered it to have been overtorqued/stressed during a previous change. A few months later, I rec'd a service notice from Ford that upped the torque on the studs and added putting a drop of oil on the nut between the washer and the nut before reinstalling them. Seems that too little torque while towing a load may also have been the problem.
The tire went flat due to a valve stem failure because the tire dealer installed a standard rubber stem when I had the tire changed previously. Seems that the standard rubber stems are good for 65 psi. That didn't work when the previously installed 'D' rated tires were rated for 65 lbs, and had them close to that for the load. I fixed that problem with 'E' rated Michelins and metal valve stems!
Ford had issues with Uhaul trucks sheering off the lugs on the pre99 f350's which from what i understand is why they moved from a lug centric design to a hub centric design, oh yeah it is also cheaper....
I have never had it happen, or know anyone who has... and i hang out it circles that tow a bit... so i would not be too worried