word to the wise
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Junior User
Joined: Nov 2003
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word to the wise
i just got my settlement check for my STOLEN 63. it came to about 800 dollars but would have been more if i'd kept my receipts. i would recommend keeping all your receipts in a safe place (one you can find later!). i know i'm going to from now on.
Freshman User
Joined: Jul 2004
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Bummer, Oldschool! Just last week I started puting my recipts in a case that has alphabetized folders. I got tired of looking all around the house for recipts for something I bought several months ago. Excellent suggestion! I have a 63 f100 and would probably cry if it were stolen. I love these old trucks!
Senior User
Joined: Sep 2002
Posts: 270
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From: N Richland Hills, TX
Who was your Insurance Company? Did you have "stated value" coverage on your truck? My '65 F100 is insured for $9500.00. All I had to have was an appraisel from an idependant car appraiser. My truck is insured through J.C.Taylor. $97.00 per year! 
James
James
Junior User
Joined: Jan 2003
Posts: 64
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From: island park
Oldschool,
Sorry to hear about the stolen63 and the $800 slap in the face. I ran into the phrase "actual cash value of the vehicle" when someone hit my 66 slick. I had to settle for $900 to fix her. Lucky I already had a replacement grille and valance. Spent that whole 900 + cash out of pocket. Are you going to try to find another 61-66? Did you have antique insurance or everyday insurance?
Good luck, Brian
Sorry to hear about the stolen63 and the $800 slap in the face. I ran into the phrase "actual cash value of the vehicle" when someone hit my 66 slick. I had to settle for $900 to fix her. Lucky I already had a replacement grille and valance. Spent that whole 900 + cash out of pocket. Are you going to try to find another 61-66? Did you have antique insurance or everyday insurance?
Good luck, Brian
Posting Guru
Joined: Jul 2003
Posts: 2,232
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From: Colville, Washington
shakespearesdad-is that a nationwide company or something local to you?
I would be interested in how to contact them.
Oldschool- That is a major bummer! Thanks for telling us how to avoid it hopefully.
I would be interested in how to contact them.
Oldschool- That is a major bummer! Thanks for telling us how to avoid it hopefully.
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Senior User
Joined: Sep 2002
Posts: 270
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From: N Richland Hills, TX
J C Taylor is located in Upper Darby, PA. www.jctaylor.com
I have used them for my truck for two plus years. Fortunately, I have no idea how they are when it comes to paying a claim. I hope it stays that way
James
I have used them for my truck for two plus years. Fortunately, I have no idea how they are when it comes to paying a claim. I hope it stays that way
James
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Freshman User
Joined: Oct 2004
Posts: 42
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From: Lake Isabella, Ca
have it appraised
"oldschool"
Just as it was stated a post or two before, one can have an appraiser give a price and then give that to your insurance agent, I have always done this with "Farmers" here in calif. and they will normaly pay that amount , with depreciation of course! Not sure how it works in other states.
Cowkicker59
Just as it was stated a post or two before, one can have an appraiser give a price and then give that to your insurance agent, I have always done this with "Farmers" here in calif. and they will normaly pay that amount , with depreciation of course! Not sure how it works in other states.
Cowkicker59
Senior User
Joined: Apr 2004
Posts: 289
Likes: 1
From: Raleigh, NC
Great thread! This was a great reminder to review my policy and I found a mistake where they didn't place the correct replacement value on my policy so I re-faxed them the appraisal and all is well (at least till claim time)!
Freshman User
Joined: Oct 2004
Posts: 42
Likes: 0
From: Lake Isabella, Ca
update coverage
"Raleighdad"
you brought up an exelent point, that is to keep up with your appreciation of your car or pick up, the key is how often. I would think about every two or three years. The problem we face is having to fight with these companies as to depreciation value, when in fact these projects almost never depreciate with age if they are an older vehicle. But then there are those who can write the loss off on their taxes.
Cowkicker59
you brought up an exelent point, that is to keep up with your appreciation of your car or pick up, the key is how often. I would think about every two or three years. The problem we face is having to fight with these companies as to depreciation value, when in fact these projects almost never depreciate with age if they are an older vehicle. But then there are those who can write the loss off on their taxes.
Cowkicker59