Notices

Jeff - Checking accuracy here

Thread Tools
 
Search this Thread
 
Old Oct 6, 2004 | 11:42 PM
  #1  
SirHailstone's Avatar
SirHailstone
Thread Starter
|
Elder User
Joined: Apr 2004
Posts: 675
Likes: 0
From: Indianapolis, IN
Jeff - Checking accuracy here

I got a quote from a local dealer on an 2004 F-150 Heritage SC. The VIN is 2FTRX17W94CA02900 and I live in 46202. I'm getting Z-plan.

MSRP is 28,245. Z-plan was given to me as 23,962.23. With tax makes it ~25,400 and minus 4000 rebate on F-150 Heritage makes it 21,401. Oddly enough this dealer doesn't slip things like "paperwork fees" and "washing water charge" below the bottom line price.

I know there's an additional 1000 for Ford Credit but I don't qualify for Ford Credit at least not thru the instant financing web site, I'll be getting my own financing more than likely.

Sound right? Dad already used his one time Z-plan incentive.
 

Last edited by SirHailstone; Oct 6, 2004 at 11:46 PM. Reason: Adding Ford Credit
Reply
Old Oct 7, 2004 | 12:33 AM
  #2  
keith w's Avatar
keith w
Fleet Mechanic
20 Year Member
Joined: Apr 2001
Posts: 1,264
Likes: 0
I'm not Jeff, but that is the Z Plan price in case you are in a hurry. Med. Toreador Red with Parchment, sounds purty If it is a Z Plan sale, they are not supposed to add bs fees to it.
 
Reply
Old Oct 7, 2004 | 04:38 PM
  #3  
SirHailstone's Avatar
SirHailstone
Thread Starter
|
Elder User
Joined: Apr 2004
Posts: 675
Likes: 0
From: Indianapolis, IN
Originally Posted by keith w
I'm not Jeff, but that is the Z Plan price in case you are in a hurry. Med. Toreador Red with Parchment, sounds purty If it is a Z Plan sale, they are not supposed to add bs fees to it.
Just making sure. I'm accustomed to the small town dealer that my nephew works for - he just reaches into his desk and hands me the invoice cards. Problem is since 2004 models were slow to sell, he pretty much is keeping one per model in stock and the rest have to be ordered.

And yes it is very nice, nicely equipped, doesn't have trailer towing package on it so I'll have to get a Reese hitch and the wiring put on there when I go to pull a trailer. Pics will be posted if I decide to take delivery.
 
Reply
Old Oct 7, 2004 | 04:44 PM
  #4  
1956MarkII's Avatar
1956MarkII
Lead Driver
20 Year Member
Joined: Apr 2002
Posts: 7,746
Likes: 7
From: Tampa Bay, FL USA
The numbers all sound about right to me, but there is an addtional $1,000 if you fianance it through Ford Credit. Well worth it, even if you planned on paying cash. There's no pre-payment penalty on Ford Credit loans, and they can't take the rebate away from you once they give it to you.
 
Reply
Old Oct 8, 2004 | 10:51 AM
  #5  
SirHailstone's Avatar
SirHailstone
Thread Starter
|
Elder User
Joined: Apr 2004
Posts: 675
Likes: 0
From: Indianapolis, IN
Originally Posted by 1956MarkII
The numbers all sound about right to me, but there is an addtional $1,000 if you fianance it through Ford Credit. Well worth it, even if you planned on paying cash. There's no pre-payment penalty on Ford Credit loans, and they can't take the rebate away from you once they give it to you.
Thru the "online" Ford Credit it said that they could not approve me. So the dealer is working on it thru "their channels"

Not planning on paying cash but I'll likely get my own bank loan to pay off the Ford Credit loan, unless by some miracle Ford comes thru with 0.9 or 1.9 for me (ha ha ha)
 
Reply
Old Oct 9, 2004 | 02:03 PM
  #6  
SirHailstone's Avatar
SirHailstone
Thread Starter
|
Elder User
Joined: Apr 2004
Posts: 675
Likes: 0
From: Indianapolis, IN
*sigh*

Couldn't get financed damn ex-wife and her spending habits.

Oh well. Time to start saving for a big down payment.
 
Reply
Old Oct 13, 2004 | 08:20 PM
  #7  
SirHailstone's Avatar
SirHailstone
Thread Starter
|
Elder User
Joined: Apr 2004
Posts: 675
Likes: 0
From: Indianapolis, IN
Thumbs up

Originally Posted by SirHailstone
*sigh*

Couldn't get financed damn ex-wife and her spending habits.

Oh well. Time to start saving for a big down payment.
I got an interesting phone call. The dealer called back and said Ford Motor Credit went ahead and approved me for the loan, so I get the extra $1000 back to make it roughly $20,500 for the F-150 Heritage.

It's one year longer than I really wanted to go on financing [5 year, I really wanted to go 4], rate is supposed to be 8%. So I'm gonna call around and see if a bank can beat that so I can take the $1000 and refi at a better rate.

So piccies will be coming -- if I do end up taking it that is.
 
Reply
Old Oct 13, 2004 | 09:02 PM
  #8  
volley's Avatar
volley
Senior User
Joined: Sep 2004
Posts: 196
Likes: 0
From: Maryland
I think the were blowing you smoke. If they wouldn't finance you at first then all of a sudden give you 8%. 8% isn't the greatest ever rate, but it isn't in the what lender's call "second chance" loan rate either. I say take the rebate then refinance it with someone else. Good luck and keep up posted, hope to see some pics soon!
 
Reply
FTE Stories

Ford Trucks for Ford Truck Enthusiasts

story-0

10 Ugly Ford Trucks That We Still Kinda Love

 Joe Kucinski
story-1

10 Things Every Truck Owner NEEDS (2026 Edition)

 Michael S. Palmer
story-2

Rezvani's Latest Post-Apocalyptic Monster Is a Ford F-150 Raptor Underneath

 Verdad Gallardo
story-3

Top 10 Most Expensive Ford Trucks Ever Sold on Bring a Trailer

 Joe Kucinski
story-4

2027 Ford Super Duty Buyer's Guide (Every Model, Engine, & Package)

 Brett Foote
story-5

Top 10 Ford Truck Tragedies

 Joe Kucinski
story-6

AEV FXL Super Duty - the Super Duty Raptor Ford Doesn't Make

 Brett Foote
story-7

Lobo Vs Lobo: Proof the F-150 Lobo Should Be Even Lower!

 Michael S. Palmer
story-8

Ford's 2001 Explorer Sportsman Concept Looks For a New Home

 Verdad Gallardo
story-9

10 Best Ford Truck Engines We Miss the Most!

 Joe Kucinski
Old Oct 15, 2004 | 06:13 PM
  #9  
SirHailstone's Avatar
SirHailstone
Thread Starter
|
Elder User
Joined: Apr 2004
Posts: 675
Likes: 0
From: Indianapolis, IN
If I hold out much longer ... will it be under 20K?

Saleslady called me back today. As of today they (dealer or region not sure) are doing an extra $250 off remaining 2004 trucks for those on A/X/Z. It was a handwritten notice given to the salesforce so I'd guess it's something the sales manager came up with to move out some trucks.

That gets it down to $20,150 for a F-150 Heritage SC.

Just one more phone call to make on Monday to see if I can refi the FMCC and if so, I'm gonna pull the trigger on this deal.

BTW, I was told I'm "Tier I" for FMCC whatever that means.
 
Reply
Old Oct 18, 2004 | 04:41 PM
  #10  
SirHailstone's Avatar
SirHailstone
Thread Starter
|
Elder User
Joined: Apr 2004
Posts: 675
Likes: 0
From: Indianapolis, IN
Got another call today - dropping my interest rate to 6.5 for 5 years.

I'm still holding out .. just to see what happens next
 
Reply




All times are GMT -5. The time now is 03:23 PM.

story-0
10 Ugly Ford Trucks That We Still Kinda Love

Slideshow: 10 ugly Ford trucks that we still kinda love.

By Joe Kucinski | 2026-06-03 09:51:16


VIEW MORE
story-1
10 Things Every Truck Owner NEEDS (2026 Edition)

Slideshow: the best gifts for dads & grads

By Michael S. Palmer | 2026-06-03 15:43:58


VIEW MORE
story-2
Rezvani's Latest Post-Apocalyptic Monster Is a Ford F-150 Raptor Underneath

Slideshow: Called the Fortress, the 850-horsepower pickup combines Raptor underpinnings with military-inspired features, survival equipment, and a starting price of $285,000.

By Verdad Gallardo | 2026-06-03 11:38:36


VIEW MORE
story-3
Top 10 Most Expensive Ford Trucks Ever Sold on Bring a Trailer

Slideshow: 10 most expensive Ford trucks ever sold on Bring a Trailer.

By Joe Kucinski | 2026-05-27 16:24:34


VIEW MORE
story-4
2027 Ford Super Duty Buyer's Guide (Every Model, Engine, & Package)

Here's everything that has changed for the latest model year.

By Brett Foote | 2026-05-27 16:17:28


VIEW MORE
story-5
Top 10 Ford Truck Tragedies

Slideshow: Top 10 Ford truck tragedies.

By Joe Kucinski | 2026-05-18 19:34:33


VIEW MORE
story-6
AEV FXL Super Duty - the Super Duty Raptor Ford Doesn't Make

And it might be even better than that.

By Brett Foote | 2026-05-18 19:26:42


VIEW MORE
story-7
Lobo Vs Lobo: Proof the F-150 Lobo Should Be Even Lower!

Slideshow: Does lowering an F-150 Lobo RUIN the ride quality?

By Michael S. Palmer | 2026-05-18 19:20:37


VIEW MORE
story-8
Ford's 2001 Explorer Sportsman Concept Looks For a New Home

Slideshow: Ford's bizarre fishing-themed Explorer concept has resurfaced after spending decades largely forgotten.

By Verdad Gallardo | 2026-05-12 18:07:46


VIEW MORE
story-9
10 Best Ford Truck Engines We Miss the Most!

Slideshow: The 10 best Ford truck engines we miss the most.

By Joe Kucinski | 2026-05-12 13:09:47


VIEW MORE