Monthly Payments
Monthly Payments
Senior User
Joined: May 2003
Posts: 143
Likes: 0
I got an STX Super Cab, pretty standard with the 4.6L I traded in my 02 Xterra on it, they gave me full pay off on it. Sticker price on the STX was $26,807 and I got it for $24,205 (should have dickered more)...got 1.9% interest (didnt have zero on the 04's at the time) and my payment is $361...happy with that because my Xterra was over $400 a month and insurance didnt go up with the Ford.
shane
shane
Last edited by 76fordf100; Aug 5, 2004 at 11:56 AM.
Freshman User
Joined: Mar 2004
Posts: 30
Likes: 0
2004 F150 FX4 Dark Shadow Grey: Trailer Tow Pakage, Deluxe Mirror Package, 3.73 Ratio Limited Slip, 18 Inch Machined Aluminum Wheels, 6-CD In-Dash Player, Power Adjustable Pedals and Sliding Rear Window. 6k down, 6k off from X-plan; $396 a month at 2.9% apr
Junior User
Joined: Aug 2004
Posts: 52
Likes: 0
I dont' want this to sound smart so don't take it that way but...
How does this help with anything? The payment is easy to calculate with any online calculator.
THe most important thing is the price of the truck, amount financed, credit rating, and Interest rate.
Asking someone's payment tells you basically nothing in relation to your own situation.
For example, my truck was $41600 and my payment is $560. It doesn't provide much information.
How does this help with anything? The payment is easy to calculate with any online calculator.
THe most important thing is the price of the truck, amount financed, credit rating, and Interest rate.
Asking someone's payment tells you basically nothing in relation to your own situation.
For example, my truck was $41600 and my payment is $560. It doesn't provide much information.
Last edited by vader716; Aug 5, 2004 at 02:35 PM.
Trending Topics
Junior User
Joined: Jul 2004
Posts: 55
Likes: 0
Originally Posted by vader716
For example, my truck was $41600 and my payment is $560. It doesn't provide much information.
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Senior User
Joined: Dec 2003
Posts: 476
Likes: 0
From: Virginia (Northern)
2004 Lariat Supercrew 4x4
Sticker was $41,100, got it for $36,900 plus I bought the extended warranty. After taxes, It was $39,500. Traded in old dodge, got $13,000 for it. Financed around $25k, pay $404 a month.
Sticker was $41,100, got it for $36,900 plus I bought the extended warranty. After taxes, It was $39,500. Traded in old dodge, got $13,000 for it. Financed around $25k, pay $404 a month.
Senior User
Joined: Feb 2004
Posts: 336
Likes: 0
From: Tigard, OR
Loaded FX4. Sticker was a shade under $39k. I paid a shade over $32k. No trade in. No down. Paid cash for 7yr/100k warranty ($1200 I think). 3.90% financed over 84 months. $452 including gap insurance. Full coverage insurance adds another $105. Gas adds another $200!
Freshman User
Joined: Mar 2004
Posts: 44
Likes: 0
From: Kentucky
Gap insurance is if you total your vehicle and it is worth less than your loan amount it makes up the difference. By the way Gap insurance is cheaper through your insurance agent rather than a finance company. I am an insurance agent and it can be over $50.00 a year with a finance company and most insurance companies offer it for $10.00 to $15.00 a year.
Senior User
Joined: Feb 2004
Posts: 336
Likes: 0
From: Tigard, OR
Originally Posted by ultramax21
84 months?!?!?! OUCH, and what is gap insurance?
Someone else mentioned gap was $10 - 15 per year through the insurance co!? Wish I had known that beforehand. I think I'm paying $3 a month. Not a big difference though.
Senior User
Joined: May 2004
Posts: 139
Likes: 0
xlt reg cab. tinted windows, cd/casette, fog lamps.
with 2.9% intrest the overall total i will be paying is a little more than 24000.
pay 368 a month. with gap ins
dont know if this is a good deal. can anyone tell me?
with 2.9% intrest the overall total i will be paying is a little more than 24000.
pay 368 a month. with gap ins
dont know if this is a good deal. can anyone tell me?
