Can anyone tell me what their monthly payments are for their 2004 F-150, (model, options, lease or buy, is appreciated to get a better idea of what you are paying for)...

thanx

 

I got an STX Super Cab, pretty standard with the 4.6L I traded in my 02 Xterra on it, they gave me full pay off on it. Sticker price on the STX was $26,807 and I got it for $24,205 (should have dickered more)...got 1.9% interest (didnt have zero on the 04's at the time) and my payment is $361...happy with that because my Xterra was over $400 a month and insurance didnt go up with the Ford.


shane

 

I have SCrew Lariat 4x4 with 5.4L. No payments on this one. Would have been about $560 a month.

 

What do u mean no payments on this one?

 

PAID CASH is what that means...or somebody else is paying for it.

I have scab 2wd XLT, 5.4...2k down, $481/month, 1.9%

 

2004 F150 FX4 Dark Shadow Grey: Trailer Tow Pakage, Deluxe Mirror Package, 3.73 Ratio Limited Slip, 18 Inch Machined Aluminum Wheels, 6-CD In-Dash Player, Power Adjustable Pedals and Sliding Rear Window. 6k down, 6k off from X-plan; $396 a month at 2.9% apr

 

I dont' want this to sound smart so don't take it that way but...

How does this help with anything? The payment is easy to calculate with any online calculator.



THe most important thing is the price of the truck, amount financed, credit rating, and Interest rate.

Asking someone's payment tells you basically nothing in relation to your own situation.

For example, my truck was $41600 and my payment is $560. It doesn't provide much information.

 

You paid $41600 for the truck or that is what you financed with some negative equity?

 

2004 Lariat Supercrew 4x4

Sticker was $41,100, got it for $36,900 plus I bought the extended warranty. After taxes, It was $39,500. Traded in old dodge, got $13,000 for it. Financed around $25k, pay $404 a month.

 

Loaded FX4. Sticker was a shade under $39k. I paid a shade over $32k. No trade in. No down. Paid cash for 7yr/100k warranty ($1200 I think). 3.90% financed over 84 months. $452 including gap insurance. Full coverage insurance adds another $105. Gas adds another $200!

 

84 months?!?!?! OUCH, and what is gap insurance?

 

Gap insurance is if you total your vehicle and it is worth less than your loan amount it makes up the difference. By the way Gap insurance is cheaper through your insurance agent rather than a finance company. I am an insurance agent and it can be over $50.00 a year with a finance company and most insurance companies offer it for $10.00 to $15.00 a year.

 

Heh heh! Yeah, it's a long time but the interest was the same if I went with the 60 month. I have always paid my vehicles off early so I don't mind stretching the terms out - plus since I didn't put anything down this was the only way I could get my payments were I could afford them every month.

Someone else mentioned gap was $10 - 15 per year through the insurance co!? Wish I had known that beforehand. I think I'm paying $3 a month. Not a big difference though.

 

xlt reg cab. tinted windows, cd/casette, fog lamps.
with 2.9% intrest the overall total i will be paying is a little more than 24000.
pay 368 a month. with gap ins

dont know if this is a good deal. can anyone tell me?

 

2004 SCREW XLT 5.4 3.73 4x4 skid plates p. seat 6 disk trailer tow. Bought yesterday. 1021 rebate for tow and go, 2500 rebate 1500 ford credit lease cash.5021 tota in rebates A plan Prepaid 24 month lease for 8100.00