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1961 - 1966 F-100 & Larger F-Series Trucks Discuss the Slick Sixties Ford Truck

Crash, Ouch

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Old Jul 10, 2004 | 02:02 PM
  #1  
bgsuarez's Avatar
bgsuarez
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From: island park
Crash, Ouch

Hey All,

Had an accident with my everyday antique this week
I've had that truck 18 years. It hurts to look at her.
Of course this happens when its ready for fit ,finish and paint(suede black)
with the side moulding.
I guess I don't really have a question, I am just looking for assurance that
it can be fixed. The questions will come once I know what the insurance company is going to do. Will probably need a driverside fender, grille, lower valance and a bumper. What a mess. And who knows what I find when they take it apart. The radiator support is in rough shape, both sides rotted and smashed by accident over the years.

Thanks in advance for your help

bgsuarez (Brian)
66 F-100 CC LB
302 C-4
 
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Old Jul 10, 2004 | 02:46 PM
  #2  
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banjopicker66
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From: Coal country
Well, I don't want to discourage you, but if you don't have antique vehicle insurance, be prepared for them to offer you only a couple hundred bucks for it - if that -and total the truck.
If your state has special laws about restoring "totaled" vehicles, you may have other problems getting it back on the road as well.

Is it fixable? Yes, given enough time and money.
Is it worth it to the insurance company?
Probably not.
Good luck and I'll keep my fingers crossed for you.
 
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Old Jul 10, 2004 | 10:14 PM
  #3  
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Rosati
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From: Texas
You can fight to get more money from your truck, depending on your laws. I was told by my insurance agent that if I had three estimates to fix, documented proof of the going value of similar condition, same year, same engine, etc, etc, in your geographical area, that they may be willing to pay a bit more to compensate for the value of your truck.
But John is right, they will try to get off the cheapest way possible.
If they total it, your going to have trouble retitleing the truck as a salvage vehicle. this is pretty common everywhere.
If it were me, I would locate all of the replacement items, generate a report, get the estimates, compile the aforementioned info, and take it to small claims court after the insurance settles. You never know what might happen.
 
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Old Jul 11, 2004 | 04:25 AM
  #4  
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bgsuarez
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From: island park
I'll fight to get it fixed!

BP & K-man,

Thanks for the heads up on insurance companies and what to expect.
I expected to hear that they would value my slick66 at hundreds rather than the thousands I have into it.

I'll probably locate parts online and I may have a few of my own to barter.
I'm going to stay positive about this situation.

Not going to allow a total, because it was close to straight and ready for paint. If I have to fix it myself I will and it won't be the first time in 18 years.If my family had their way it would have been crushed and made into the toymotors and hondas that I detest .

You guys rule!

Bgsuarez (brian)
66 F-100 CC LB
302 C-4
 
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Old Jul 11, 2004 | 05:18 AM
  #5  
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From: Creedmoor, North Carolina
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Sorry to hear about the crash Brian, I own a couple of 66s so I can fell yo pain. There are enough parts that you can put it back together. I suspect total is the only way the insurance will go.

Good luck

John
 
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Old Jul 11, 2004 | 08:15 AM
  #6  
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ddavidv
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From: Elizabethtown, PA
Lightbulb

Brian,
I am an insurance adjuster...will be happy to coach you through the process. Try sending me a PM so we can take this to private email.
 
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Old Jul 11, 2004 | 09:09 AM
  #7  
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Ya just gotta love this group, there is always someone willing to help, no matter what.

John
 
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Old Jul 11, 2004 | 12:31 PM
  #8  
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From: Coal country
KEWL!
Glad you stepped in to help him.
Were my comments accurate at all?
 
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Old Jul 11, 2004 | 01:20 PM
  #9  
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bgsuarez
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From: island park
thanks

Thanks everyone,

I'm starting to feel better about the process.

Thanks for feeling my pain.

Oh yeah I failed to mention previously that it was a commercial work van that lost its brakes and hit me. So any settlement will come from their insurance. My insurance is the go between.

Brian
 
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Old Jul 11, 2004 | 07:59 PM
  #10  
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ddavidv
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From: Elizabethtown, PA
Originally Posted by banjopicker66
KEWL!
Glad you stepped in to help him.
Were my comments accurate at all?
Banjo, your info is always right.
There's too much to it, and too many variables to get into here. That's why I prefer to handle his 'case' on a personal basis.
They will likely 'total' the truck but it depends on the state as far as what is done with the title. Here in PA, which is usually a PITA state with everything, it isn't a big deal to swap the title around. Totalling means it just costs more to fix than what the resale value of the truck is...doesn't mean he can't just keep it and fix it himself.
We'll let you know what happens.
 
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Old Jul 12, 2004 | 12:43 AM
  #11  
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camperspecial65
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From: seattle
What state are you in ?
I was T boned in my 65 several yrs ago....bed,cab and door died....never heard squat from my insurance about totalling it....all has been fixed, just need to get the cab in paint and all the rest....Is the insurance company a major one or not.....


Hang Tough and fight like heck to avoid a total

cs65
 
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Old Jul 12, 2004 | 04:10 AM
  #12  
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bgsuarez
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From: island park
Fight like hell you bet!

Hey All,

I'm so lucky to have found this site and you guys who appreciate our slick trucks!
ddavidv I'll email soon.
Camper I'm in Masssachusetts.My insurance is Plymouth Rock and theirs is Employers Mutual Casualty. The van is a work van for a franchise company that cleans up after fires and floods. Heavy van knocked my truck backward.
The guy wasn't looking where he was driving, maybe had faulty brakes.

bgsuarez (brian)
66 F-100 CC LB
302 Holley 4bbl C-4
and a punched in headlight
 
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