This, make your insurance company work for you. Diminished value and not sure of your insurance regulations where you’re at, but Washington State allows for you to take to any body shop of your choosing.

Was hit and persons insurance harassed me to take it to their shop of choice. I stated the Washington law and lady still harassed me and said they would not cover if I took somewhere else. Asked for a manger, she got on I stated the same thing and added you harass me any further and I can also sue for violating Washington law. She said have a nice day sir and just have your shop contact us.

Find a good shop that is consumer friendly not insurance friendly. They’re out there and it makes a huge difference...

 

Uggh. Happened to me a couple years ago. Nothing I could have done to prevent it. Make sure that the company you use is approved by your insurance. You should be provided a warranty on the work. The damage to my vehicle was a little worse but they fixed it right with oem parts. I was hit in the exact same spot and needed front fender, door repaired, new hood, new grille, new control arm assembly, new wheel and tire, alignment.

 

Take it to Ford and tell them to check the cab for any tweeks.

Most likely totalled.

 

What was the outcome and the price if you don’t mind me asking? Did you keep it or trade it off? Was it right?

 

You think so? What makes you say that? I’m going nuts here. I LOVE the truck. Just walked away from a 2021 Tremor Platinum bc I like this one better. I want it to be fixable so bad but I just don’t see it.

 

If it tweeked the cab they will most likely total it.


But then again who knows, take it to a Ford dealer.

 

You have every right to have it fixed to original condition with OEM parts. You also have a right to where the repair work is done. Their insurance will try to bully you and want aftermarket parts but do not accept that offer. Contact your insurance company.
I went through this when neighbor kid backed into my wife's 3 month old car. I took to dealer body shop before their adjuster had a chance to look at it. Said entire rear quarter needed replaced at the factory seams and a couple inner panels as well.
The adjuster said dent could be pulled out and finished with bondo. I said there is no bondo in that panel..it will have no bondo when it's repaired. They refused.
So here is how you get it done right. Call your insurance about having them cover the repairs. Since accident wasn't your fault, they will use subrogation to get reimbursed from their insurance. This will not affect your insurance but will get it fixed the right way.

 

I really appreciate that advice. Thank you.

 

If you had a concussion, you should get a lawyer and have him take care of all this.

The other driver has insurance, and the "rule" is you are to be "made whole". In other words, restored to your pre-accident condtion.

A concussion is nothing to ignore.

Sure, the lawyer will take his fee, but you will "pay" for all this in some form, and IMO it's easier to let a lawyer who deals with insurance companies fight with the other party.

JMO, I have all kinds of relatives in the business, heard all this a bunch of times. Good luck!

 

I already have an attorney for the injuries. It’s 2 separate departments of her insurance I have to deal with, car repair and injury.
I haven’t mentioned it bc it makes me cry, but my 19 year old daughter was in the truck with me and now has 2 herniated discs, numbess, pain and I believe some depression. I noticed it when I gave her her birth control injection a few days after the accident. 23 gauge 1.5” needle and she normally is all tense when I give it to her and she asked when was I going to give it to her and the needle was buried to the hub and I had injected 0.5cc’s. She couldn’t feel anything.
I have a neurosurgeon friend, so he ordered an MRI. He said it’s pretty bad and she is either young and her pain threshold is high or she is just covering it up. He and 2 other surgeons refuse to do surgery bc she is so young. She goes Wednesday for general anesthesia and spinal injections.
I’m a dentist as my primary job and have 2 herniated disc in my neck, C4 & C5 giving me constant headaches on my right side when I’m working. I don’t like talking about it. I’m really scared for my daughter and the future of my career.
And what gets me so upset is they don’t give a damn! She was going into dentistry but now that’s out. The insurance company called and tried to record me “diagnosing” myself and my daughter. I said, “Ma’am, I can’t diagnose a spinal injury. That’s up to a team of physicians. She hit her tooth on something and may need a root canal but that’s all I can tell you.” She shut down the recording and transferred me. No I’m sorry y’all were hurt, no nothing, so I called my attorney immediately. I despise insurance companies.

 

First off I’m very sorry to hear of the injuries to you and your daughter. It’s cliche but at least you both were not injured worse or thank God not killed.

I was in the auto repair business for a few years- mostly with Ferrari and Porsche but in the big scheme of things, a damaged vehicle is a damaged vehicle. Can it be fixed? Sure. The newer frame aligners are accurate to more than the spec that rolls out of the factory.

But it’s gonna take a hit on value, and unfortunately most people with a decent eye will see the difference in the paint on the repaired panels. It’s just a by product of the turn and burn, insurance claim shop mentality.

 

I am sorry to hear about the injuries.

I would assume your PI attorney could make short work of the property damage. You have enough on your plate.

Good luck to you and your daughter.

 

Hey Good Dr. sorry about the truck and glad everyone is ok. I would 100% hire an attorney and let them file a suit for diminished value. A very big amount as well as any future medical, you never know. Your truck will forever be branded with the CARFAX report and a big loss on future value. I am not one of "those" kind of guys looking to sue. IMHO it is very justified. Good luck!!!

 

This is the best advice in the thread. Don't worry about your truck. The truck is peanuts.

Get a decent lawyer first, then find a good neurologist and go see him ASAP. Run as many tests as he recommends. Their insurance will have to pay for every bit of it. If it turns out you have a TBI you could suffer for many years.

Although it's not about money it's important to discuss. The cost of your injuries could be 10x or more than what it will cost to fix your truck. Their insurance knows that. I know multiple people who received TBIs and their lawsuits were over 6 figures. The money doesn't replace the brain issues, trust me. Hope you get your money, OP.

 

I appreciate everyone’s comments and advice. I have a good lawyer and am keeping a journal and good records. Couldn’t do any tests this week bc everything is acute emergency only from the ice. I am just focusing on work and the truck to keep my mind off of my daughter bc I can’t help her. My wife made that clear to me today, I just needed something I could “fix” immediately.

But I did learn a lot about dealerships and more for what it’s worth and truly appreciate everyone’s time.