Loan Rate
Thread Starter
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New User
Joined: Mar 2018
Posts: 17
Likes: 1
Loan Rate
Just curious what kind of auto loan rates everyone is getting and the finance company you used. I'll take their $500, but I refuse to pay 4.9% through Ford. Would love to find a 1.9%-2.9% rate.
Laughing Gas
Joined: Dec 2017
Posts: 1,077
Likes: 8
I’ve noticed rates have been creeping up lately. State Farm just went from 2.5 to 2.9 but I’m still planning on using them unless something better comes along.
BTW, any update on your truck’s ETA? Since both ours are headed to Memphis maybe they’ll be on the same train.
BTW, any update on your truck’s ETA? Since both ours are headed to Memphis maybe they’ll be on the same train.
Thread Starter
|
New User
Joined: Mar 2018
Posts: 17
Likes: 1
I’ve noticed rates have been creeping up lately. State Farm just went from 2.5 to 2.9 but I’m still planning on using them unless something better comes along.
BTW, any update on your truck’s ETA? Since both ours are headed to Memphis maybe they’ll be on the same train.
BTW, any update on your truck’s ETA? Since both ours are headed to Memphis maybe they’ll be on the same train.
Fleet Mechanic
Joined: Feb 2018
Posts: 1,363
Likes: 5
From: Burton NB Canada
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Laughing Gas
Joined: Dec 2017
Posts: 1,077
Likes: 8
Called JCT this morning. My truck is sitting in Chattanooga, TN. They said it goes from Chattanooga to Birmingham, AL, and then back up to Memphis. He thought it may arrive this weekend and suggested I call back Monday. If I call back Monday and it is there he said they could possibly get it on a truck and delivered on Tuesday. That'd be 6 days ahead of schedule.
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Laughing Gas
Joined: Dec 2017
Posts: 1,077
Likes: 8
Fleet Mechanic
Joined: Feb 2018
Posts: 1,592
Likes: 204
That's sweet. Do you have some kind of insider connection or something? Two dealerships told me that Ford Credit rates were crazy high 5+% for 5 or 6 year terms.
New User
Joined: Oct 2017
Posts: 15
Likes: 0
From: Central Florida
I had a dealer tell me today Ford wanted 7.9% on 72 months
Fleet Mechanic
Joined: Feb 2018
Posts: 1,363
Likes: 5
From: Burton NB Canada
Fleet Mechanic
Joined: Feb 2018
Posts: 1,363
Likes: 5
From: Burton NB Canada
I have bought several vehicles and I know the owner and financial officer well. I still like to believe it was my fine negotiating skills lol.