F350 Payload Comparison

Reply Subscribe

Thread Tools

Search this Thread

May 14, 2015 | 11:33 AM

#31

airm4n

Senior User

Joined: Jan 2015

Posts: 397

Likes: 7

Quote:

Originally Posted by MisterCMK

So you are a lawyer?

No but i've worked between commercial trucking and now managing trucks in an office setting. I have seen a lot of accidents and have dealt with insurance companies more than once. Just because you don't have to run a log book and stop at weigh scales doesn't mean there aren't rules out there. I'm sure most everyone has heard ignorance of the law isn't an excuse. I don't claim to know all the rules that would be close on impossible. But following the laws and limits placed on your vehicle as best as you can in my opinion is the best practice you can do.

May 14, 2015 | 11:35 AM

#32

airm4n

Senior User

Joined: Jan 2015

Posts: 397

Likes: 7

Quote:

Originally Posted by bobv60

What do you think happens if someone drives drunk? Is speeding? Talking on there cell phone and runs a red light? These are all violating the law and the insurance Co still has to pay. The only way they can get out if you commit fraud against them. Again in MOST states the stickered GCVW is NOT the legal limit.

All i'm saying is that ignorance of the law is not an excuse at least up here. I'm sure you could register your 1 ton for 60,000 lbs but hauling it legally would be impossible. The weight your axles are rated for is the legal limit. Going over that is at your own risk and if they can prove that you knowingly or unknowingly did it then you may not be covered.

You are correct that those are all against the law but I haven't heard of any insurance company that covers drunk driving, speeding, distracted driving, and or red light tickets. Those all come out of your own pocket. Insurance companies are businesses. They make money by not having to pay out claims. Not following the laws or their rules just insures they keep that money.