Insurance
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Junior User
Joined: May 2003
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Insurance
I bought my 77 last year for about $3000. With all the repairs and upgrades I've done the value is much more than I bought it for or what the kbb value says. What do you guys do for insurance? I've had minimum coverage but am worried about theft/damage by others at this point and am going to look into full coverage. My insurance company, progressive quoted me a pretty high number. Any companies that specialize in older cars like this? How much do you guys pay for full coverage if you have it?
Posting Guru
Joined: Feb 2013
Posts: 1,323
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From: Sunny Florida
I bought my 77 last year for about $3000. With all the repairs and upgrades I've done the value is much more than I bought it for or what the kbb value says. What do you guys do for insurance? I've had minimum coverage but am worried about theft/damage by others at this point and am going to look into full coverage. My insurance company, progressive quoted me a pretty high number. Any companies that specialize in older cars like this? How much do you guys pay for full coverage if you have it?
Moderator & parts slinger
Joined: Feb 2007
Posts: 50,226
Likes: 5,808
From: S/W Missouri, Polk county
I have heard of these folks below, and you have to prove its worth more the KBB with receipts and they come appraise it.
http://www.google.com/url?sa=t&rct=j...53760139,d.eWU
http://www.google.com/url?sa=t&rct=j...53760139,d.eWU
http://www.google.com/url?sa=t&rct=j...53760139,d.eWU
http://www.google.com/url?sa=t&rct=j...53760139,d.eWU
Freshman User
Joined: Jun 2013
Posts: 38
Likes: 2
From: Near Gateway, Arkansas
I have my '77 F350 2WD SuperCab insured through USAA now, but when I get the 1979 4X4 SuperCab that my son and I are restoring using the body and engine from the '77 I will insure the final product through Hagerty.
I've got Hagerty insurance on my 1979 F350 SuperCab 4X4 with an agreed value of $20,000. I have much more flexibility on use and annual mileage than I was allowed when I had American Collectors Insurance and it was roughly 1/3 the price. The vehicle must be garaged in a locked garage as part of the insurance agreement.
I've got Hagerty insurance on my 1979 F350 SuperCab 4X4 with an agreed value of $20,000. I have much more flexibility on use and annual mileage than I was allowed when I had American Collectors Insurance and it was roughly 1/3 the price. The vehicle must be garaged in a locked garage as part of the insurance agreement.
More Turbo
Joined: Sep 2009
Posts: 537
Likes: 198
I have my '77 F350 2WD SuperCab insured through USAA now, but when I get the 1979 4X4 SuperCab that my son and I are restoring using the body and engine from the '77 I will insure the final product through Hagerty.
I've got Hagerty insurance on my 1979 F350 SuperCab 4X4 with an agreed value of $20,000. I have much more flexibility on use and annual mileage than I was allowed when I had American Collectors Insurance and it was roughly 1/3 the price. The vehicle must be garaged in a locked garage as part of the insurance agreement.
I've got Hagerty insurance on my 1979 F350 SuperCab 4X4 with an agreed value of $20,000. I have much more flexibility on use and annual mileage than I was allowed when I had American Collectors Insurance and it was roughly 1/3 the price. The vehicle must be garaged in a locked garage as part of the insurance agreement.
While I don't have my Ford insured currently, since it's still in multiple parts, stored in multiple locations, I do have a collector car that is insured. It's a '70 Nova SS (clone), fully restored cosmetically, with an entirely new drive train. It's insured for an agreed value price, straight-pay for total loss. I was able to insure it for upto $25,000, without an independent appraisal.
Like squid, I am required to keep it in a locked garage when not in use. There's an annual mileage cap, but its way more than I'll likely ever drive the car in 12 months.
The policy is cheap, at $80/6-months.
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