450/550?
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From: Chicago
450/550?
I'm debating on selling my 350 and getting a 450/550 for bigger towing (MacDaddy RV)... curious to get feedback on any headaches I could expect on insurance, plating, in-town parking, etc... with the 350+ models.
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Have insurance lined up ahead of time. A lot of companies wont touch them. Have commercial insurance on mine because of business but it is pricier than normal type. Maybe that is changing now that Ford has derated the F450
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Are you staying with the 7.3, if so then you will be looking at cab and chassis models which will probably require commercial insurance. Having said that, commercial insurance is no big deal, in fact it's really not that much more money. Sometimes if you can prove that it will be personal use only, you may be able to get a personal insurance policy. With a cab and chassis, you have all kinds of bed options.
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Joined: Nov 2006
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From: SE Wyoming
Biggest issue you could run into is how heavy the truck alone will be and the ever lower weight restrictions at ports. I've seen as bad as anything over 8Klbs needs to stop, that is getting to be ridiculous. Our empty 450 with a V10 is 10.5K. One of those things you can get away with 99% of the time but the one time the "wrong" LEO pulls you over you could be in major problems. Our 450 turns sharper than a 250/350 but it has the wider front and I am not sure what all years that was available, I think '05-'09. Those Pre '04s take a football field to turn around in no matter the size.
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Biggest issue you could run into is how heavy the truck alone will be and the ever lower weight restrictions at ports. I've seen as bad as anything over 8Klbs needs to stop, that is getting to be ridiculous. Our empty 450 with a V10 is 10.5K. One of those things you can get away with 99% of the time but the one time the "wrong" LEO pulls you over you could be in major problems. Our 450 turns sharper than a 250/350 but it has the wider front and I am not sure what all years that was available, I think '05-'09. Those Pre '04s take a football field to turn around in no matter the size.
Finally if you pull a flatbed or dump trailer and not a rv watch out for the 26,000 GCWVR. Top that which is easy to do then its required to have a CDL.
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Will most likely be full-timing in the rv (why the choices are running heavy GVWR ~16,000), could register in any state; though hear SD/TX/OR/MT/FL are best - think a CDL requires a more permanant address? Would definately want to stay below that 26,000 GCWR barrier.
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two examples to support:
When i had to haul hay earlier this year, i called the port of entry to verify my vehicle combination and licensing requirements. I was hauling a 20k GVWR trailer behind our 8800lb GVWR pickup, thus being over the magic 26k. their exact words were "unless you are hauling commercially, you don't need a CDL regarless of vehicle or combination" that included me not needing an overwidth permit, so long as i stayed off the interstate.
also: my wife's uncle pulls his RV down to aridzona during the winter with his semi tractor. again, for personal use, it wears private plates just like any other private vehicle on the road, and does not require a CDL to operate.
if SD is on you list of states in which you can register, i'd check it out. our licensing laws here are pretty lax. unless you're commercial, then every 3/4 ton pickup and van on the road is required to stop and weigh. 8000lbs GVWR and up posted at every scale ... also posted, though, is "RV's excluded"
i'd check it out.
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