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As far as I know, anyone with a gallery is entered. And I assume the selection is at random. I don't know if garage pics get you entered, or just gallery pics. Maybe Steve knows more about it.
Bill is correct. Ride Of The Week selections are made from User Galleries. Garage albums aren't used, as they're not tied into the automatic email notification and home page posting system.
George, Jim(megawatt00) and I alternate weeks in making and publishing the selections.