BLUF: PremiumCARE is approx. $4k

BACKGROUND: 2013 F250 4WD 6.7L PSD just purchased with 14k miles (still under 3/36 bumper to bumper and 5/100 powertrain warranty). I live in Alaska (military) for the next 2-3 years and anticipate putting 10k miles/yr on the truck. Daily driver 2mi to work; tows a 5k lb travel trailer.

DISCUSSION: I've purchased extended warranties on previous vehicles (Accord, F150, Odyssey & Suburban) and never used/needed them. I'm concerned that the emissions components may go which does NOT appear to be covered in even Ford's best (Premium) coverage. This is my first diesel; it will be garaged (heated) in the winter and I'll do the simple maintenance (oil, fuel/air filters) myself.

DECISION: Is it worth buying the plan or is the likelihood that I'd need it outweighed by the high initial cost--what's the likelihood I'd need it or it'd even break even over the longest period available (2020 or 125k miles, whichever is first)

Thanks for your input; I'm leaning to the "Don't do it" option, but want your advice...

 

I drive my truck for about 4000 miles a year. For me personally I'm going to buy the extended warranty which goes up to 36000 miles. It's only 900 bucks and I'll be covered until 2019. There's a lot of different options for mileage/years out there you can pick. I typically never buy the warranties but with this diesel crap being so complicated, it wouldn't take much for it to pay off. Plus it's nice to have the piece of mind.

 

Everything on these trucks is expensive . I chose to buy 125,000 mile bumper to bumper through the dealer. It was not a Ford plan. I lost a radiator at 48,000 miles and it was covered. It would have cost $1200.00--$1300.00 with labor. I have 65,000 miles now and no other repairs. The warranty is good for 4 more years. I'm glad I purchased a extended warranty. I will reach the mileage limit before the 4 years though. Good luck with your decision.

 

How lucky do you feel?Ive never bought an extended warranty on any car.This is the first.A broken mirror would be a big kick in the nutz if you didnt have an extended warranty.Just to expensive to fix anything on these trucks.I dont have 10k to give away if the engine lets go.Check out flood ford on line if you get one.Best price I could find and was 1/3 cost of my dealers bottom line price.I paid 1400 for premium care esp.Zero deductable and first day rental no charge.Covers 60k miles or 7yrs.If one mirror motor let go I would practically make my money back.

If you are going to tune and delete your truck I wouldnt bother with the ext warranty unless you speak w your dealer first and they state they wont have a problem with it.The issue is the dealer saying the tuner caused the problem.

 

I got the same one from Flood Ford.

 

YES , got my premium care for 2100.00 from what i can see nothing on these trucks are cheap . I've unfortunately had to use mine and very happy that i purchased the premium care .

 

The cost to own with these vehicles is much higher than a gasser; everything costs more to fix/replace. If you buy and don't end up using it then you've purchased piece of mind.
EX: My drivers side mirror was swiped by a semi on the highway. Took it clean off. Replacement cost $450, with another $400 in shop hours. My deductible is $100. God forbid if I lose the engine or the tranny goes south. Paid $2400 for an additional 3 years/60,000 on my 2011. Puts me out to 2016 and 104,000. I drive well over 15k a year too. Well worth the up-front cost IMO.

 

I just purchased a new 2014 at the end of June, I opted for the extended warranty, one of the reasons was this is also my first diesel, and they can be pricey to repair. I also got the maintenance plan with it. Only time will tell if I was "wise" or not....

 

My local Ford dealer has 15-20 service bays and it seems that more people work in the service department than in sales. When I walk through the service department, these service bays seem to be full and my dealer should consider adding a few more service bays to his building. To some, this may be a news flash but, this crazy expensive, highly optioned, very complex truck might break at some point. Your dealers is in a position to help get your truck back on the road but they don’t have every part for your truck sitting in inventory and fixing this complex machine takes talent and time. It may even take the dealer a few tries to get it fixed perfectly.

For a moment, assume that your truck is going to have a major breakdown thirty seconds or thirty miles after your warranty expires. If you have no problem writing the big check to get the beast back on the road, the extended warranty may not be for you. If writing this big check makes you extremely mad, posting on FTE and telling everyone that Ford sucks, the dealer sucks, and that you should have purchased a RAM because your buddy has one and everyone knows that they never break, please consider an extended warranty. The extended warranty seems to take a lot of the anger out of the broken truck experience. Not the disappointment but most of the crazy anger we have seen here.

My local Ram dealer has a larger service department than the Ford dealer. It’s possible that Ram trucks occasionally break too.

I have an extended warranty on both Ford products that park in my garage.

 

I was never big on purchasing extended warranties. When my dealer suggested I get one on my 2012 F350 at the price tag of over $3500 I thought he was nuts!

Found the Ford ESP extended warranty on-line from Troy, OH Ford. Bought it when I had 35,000 miles on truck. Takes me to 7yr/100,000 miles on everything with rental car.

The only reason I changed my mind is that 80% of my miles is pulling 15,000 pound 5th wheel around the country. If I wasn't using my truck the way I am, I probably would have saved my money and not spend the $2,000 for the ESP.

 

They break and cost big dollars to fix even when not towing anything.I honestly dont think towing plays a roll in what goes wrong in these trucks.Obviously some are but I still wouldve bought the esp even if I wasnt towing which is 50percent of my driving.