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In town and 3.73s in a good thing, and on the hwy with overdrive, there is nothing to worry about.
I've gotten well over 20 many times on hwy trips, and 16 in town(04 F150 screw 4x4 w/ 3.73s and 32" tires).
The 305s will fill out the wheel wells more, but for several reasons, I'd get the 285s.
Reasons for 285 over 305:
Better MPGs
Won't decrease the affective gear ratio to much compaired to stock.
Better acceleration(b/c of the close to stock affective gear ratio, which in turn results in more MPGs).
And they're cheaper.
Try looking on the drivers door. There should be a sticker at the bottom when you open it, read the code under axle code. If it reads
B6, that 3.73 with limited slip
H9 is 3.55 w/ limited slip
27 is 3.55 open diff.
I don't think you have 3.31(which is code 19), or 4.10.
is that what 19 stands for? no wonder my truck is a turd compared to my old 2wd reg cab with 3.73s...