Every now and then, I'll here of somebody getting screwed by them, but for the most part, they do a good job (atleast around here). FAR better than other companies like Nationwide, Geico, Erie, etc. I've had SF for almost 20 yrs now, and never had a problem with claims. I have been a complete ass making sure they can't get out of "little" loop holes like tornado damage. EVERYTHING is spelled out in a signed letter from my agent (in layman terms) EXACTLY what my policy covers. Just in case some administrator tries to screw me down the road. I would do this with any insurance company, not just SF.

25, married, own my own home, 03 CC SB 4x4 F250 V10 full coverage, 00 Lumina LS (liability and comp), 03 Taurus SES (liability and comp), with a 5 point speeding ticket (76 in a 55) I pay $723/6 months so about $1450/year. My next bill will go down nearly $400/year because my speeding tick will be removed from my record so I'll be down around $1000-$1100 per year for all three. Of course this is both for me and my wife but she has never had any traffic infractions. I thought mine was pretty cheap considering I'm insuring 3 vehicles all 2000 or newer and two people for a grand per year. Mine is also a little higher and would be another $200/year cheaper but my house is located 35 miles from town and the ins. Co. frowned upon the amount of miles we drive per year.

16,single, living at home. dont have a drivers liscense yet but have a 1995 ford psd 4 door dually. <no my mommy and daddy didnt buy it for me i worked for it>

i was shopping around online and the cheapest i could find was 2000 a year!! for the very minimum coverage. WTF, i dont even have speading tickets yet and its that much?!?! man i think im going to ride my bike some more.
Mitch

Its because you have nuts and you're 16. Wait until you turn 25, and get married, it will drop like a rock.

23 year old, married male. 1997 F-150 with liability and roadside assistance and 2000 Sentra with full coverage, rental insurance and roadside assistance, $500 deductible runs me $120 a month. Only one ticket showing on my record right now, no accidents, no tickets or accidents on my wifes record.