I searched threads and posts and I'm having a hard time finding good recent loan/interest rates people are sharing.

I thought it might be helpful to assist others if you are finding great loans available. Here is what I'm finding. Anyone finding better?

Purchasing 2018 F150 Lariat 4x4 SuperCrew MSRP $62k with $20k down.
(Pacific Northwest Region)

2.99% @ 72 mos (USAA)
Does anyone ever qualify for USAA's lowest rates? My credit is 820+ with more than adequate income and virtually no debt. For some reason never qualify for their best rates.

3.24% @ 72 mos (PenFed Credit Untion)
Also available at several other local Credit Unions.

3.44% @ 72 (Chase Bank)

Also is anyone aware of any memberships still available that offer Ford discounts?

Thanks Everyone!

 

I am here in Florida and managed a 2.5% loan with 0 down (if I chose to) with a high 700's credit score (no previous relationship with the institution and had to open a checking account with $25 deposit, no fees or minimum requirements at all) on our 2017 Expy king ranch purchased last year

Bank of America (I have a credit card with them, nothing more) were at about 2.75 if I remember correctly. The deals can be out there, you may need to shop around. Don't be scared to try and let the dealer beat your rate also, they surprised me how low they could actually get (matched BoA IIRC)

Good luck!

 

Our credit union is running a special for rodeo season and it's 1.74%
Too many places to borrow from to not check more.

 

 

What CU are you with?

 

My credit union was 1.49. Schoolsfirst.

 

Didn't even think about it since we're in different areas.
It's www.tarrantcu.org in Fort Worth, Texas.

 

Thanks guy, cant hurt to try

 

Who's your Credit Union?

 

If anyone here is a member of Navy Federal Credit Union (NCFU), then check em out, they are extremely competitive.

Once you've found your best deal on financing, take that to the dealer and let the F&I guy try to do better with Ford Credit.....if he / she is motivated enough to earn your business.

 

I second this. Navy Federal is far better than USAA too.

 

I already have my truck financed but sold my old truck so paying my current loan down and wanna refinance my 3.69 percent loan for a better rate.

 

I'm very pleased with Navy Federal. I refinanced my truck with them after making one payment to Ford Credit and taking advantage of the generous incentives they offered at the time. Navy Federal gave me a 1.9% rate, and they beat everyone including USAA and PenFed.

 

Plus if I'm not mistaken, NFCU wil provide GAP coverage for free or at a much cheaper rate than most others.

 

Ford was offer 0% for 60 here in Houston. I thought I even saw 0% for 72.