Ford agreed to pay 75% of the repair so I’m moving forward with it. At least I’ll get a warranty on the roof leaking for 1-2 years. Fingers crossed.

Ford needs to get with the program. I had a moon in my 2016, and only had noises from dirt accumulating in the seal around the movable glass. Fixed it myself every 6 mos.
It looks like now, these panoramic roofs are a pita to keep in operation without flaws or issues. Why can't they go back to a simple moonroof of yesteryear, or one that rides up and over the rear seating roof, and insert a simple separate glass panel over the rear seat? It's not like it opens in the rear, or looking at the sky through two glass panels would be an issue.
With the water problems that are potential on these massive glass panels, I'll second, third, and fourth guess before I'll pull the trigger on my next truck with one. How many years now with issues for this option?
Ill bet if they offered this pano and the old moon, they'd see in one month what more glass roof owners would WANT, not what's offered.

Update:
Ford replaces both panels and tracks. First rain and it leaked again. They said the new glass the replaced it with was warped also. The glass “now has a new part number.”
What a coincidence.....

The drains weren’t clogged. That much water was leaking in that it would overflow the rails. So either the glass wasn’t sealing well enough or the drain tubes aren’t big enough.
Ford said the glass was the issue.