As I understand rates through Ford Credit, currently at 4.9%/60 months and 7.9%/84 months.

Would you expect this to possibly be lowered by the end of October/beginning of November?

 

I hope so. Thats been bothering me. BMW had 0.9%.....doesnt ford want to sell trucks?...or I guess they figure they'll sell anyway....cheeky *******s

 

I bought my 2017 Super Duty Platinum through my credit union at 3.5% interest.

 

Lightstream financing has 36 mo 2.19% rate. You can locate it through bankrate.com

 

Credit Union here too. 1.74

IMHO

The only reason to use Ford's rate is for rebates, then immediately refi elsewhere.

 

Well, i was thinking of another reason. For someone like me who,s debt to income ratio might not be ideal, you may have a better chance of approval from somebody thats trying to sell you their product. At least thats what I'm hoping.

 

BTW Lightstream's financing is unsecured. You get a clean title to your truck with no lienholder FWIW.

 

The best way if financing.

 

Taking delivery this week...still trying to get final numbers. As I understand it, using Ford Credit gets you a $750 rebate. I also plan to turn right around and re-fi it, as I know the rates will be high (take a look at State Farm Bank too).

Anybody know if rebates, in addition to the Financing $750 rebate, have changed after Labor Day (vs what they were in August)??

 

We financed our Super Duty through Ford at 2.9%.

 

When did you do that?

 

About 3 weeks ago!

 

36 months?

 

I assume you didn't get the $750 Ford financing rebate if you got that low of an interest rate??? What was the term length? I got 6.5% for 72 months because I took the $750 Ford finance rebate. Planning on refinancing this week or next. They tried giving me the BS spiel that I have to make 3 payments first. I may have been born at night, but not last night. Only making one payment to Ford, and that will be the full payoff.

 

We did get the rebate, and term was for 60 months. Initially they offered us 3.9%, which is just a smidge higher what our bank offered, but my husband negotiated a lower rate.

Creditors are not legally obligated to offer you the best interest rate; it is very often negotiable. We have nearly perfect credit and my husband works in sales, so he was able to get a pretty good deal!