That's cool, haven't been to the OTC in a long time. Hmm maybe this weekend, we'll see.
I have 0 automated payments, don't like the thought. I'm kinda old fashion, still write checks for bills.

 

I have 1 auto payment and that is for term life insurance because it MUST be set up that way for the deal I got. Other than that, I pay the bills myself. I don't like companies having control of getting into our accounts unless I say it is OK. Since I only get paid once a month, it take about 20 minutes to "do the bills" and move funds around per month and we are back at it again.

Still looking forward to what Byron has to say. If it is something that may be useful to me in the future, I plan to save his advice in a file on my laptop.

 

" I don't like companies having control of getting into our accounts unless I say it is OK."

Just went though this yesterday. Wanted to pay a bill on line and the company wanted all of my banking information. Checking acct., all of the routing information ETC. for a $10.00 charge that was bogus to begin with.

 

Do you have a box on the lower right part of your screen that has "quote on it under my post here?

 

Mark, Yes I do! Never noticed it before. I am afraid that I am not very computer literate. Used them a lot with work but with specific programs that are way different than what we have here.

 

Ok, so long story short, I will be changing banks. They did not rule in my favor and will NOT provide me the charge summary or an IP address as to how or where this took place. I have another local bank that I used for my ranching expenses, so I pulled out all of my $$ and put it in there for now. I will be waiting until we get back home to open a new account with a California Bank I used to have and was always very happy with.

USAA was difficult at best. My politeness went out the window with "we cannot provide you with that information" regarding the summary or where and how it took place. I have been with USAA for a decade. This is the third time this has happened and second time in the last year. I am not sure what to say about any of it. My money is out of the account and I will close it this week. Yes, I have automatic bills on some stuff, but this event is going to cause me to go old school again and I am good with that.....cuz this is absolute horsechit. Taking control back....that is how I see it. Live and learn.

 

Sous, sorry I didn't get back to you sooner. I was waiting for everything to play out. I wouldn't encourage somebody to leave USAA if they have had really good track record with them. It sounds like in your case you've dealt with a different set of people and much better circumstances. I'm not sure why they are treating me this way or what the problem is, but I put an end it and took control back by removing all of my money and putting it into a different account. One of the three people I spoke with told me the analysts information was good and their decision was final. needless to say, they did get pretty quiet when I mentioned Federal regulations of what my rights were as far as liability limits.

 

If you click on that "quote button you get what you see above this post. It will make your life easier.

 

I'm with you, my experiences are mine alone and are no reflection on how your experiences will be. But...if someone else does have issues at least they know that they are in good company with us.

 

I know USAA has gotten much, much bigger than they used to be years ago. Sucks that you had such a bad experience, but I would more than likely be doing the same thing you are now if I was wronged, especially twice...

Fraud is just a part of our lives now and it is not going to get any better anytime soon. How we are treated by our institutions when the fraud is claimed against should be a primary concern for financial institutions.

Good luck to you, and no worries Byron, life is busy...

 

Mark, thanks for the heads up.

 

 

I see where Murphy's at.

 

 

[QUOTE=Walleye Hunter; I see where Murphy's at.

You mean that he finally left my house?