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Insurance Renewal increase

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Old 07-16-2017, 04:28 PM
Rudefish Rudefish is offline
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Insurance Renewal increase

When I traded my 2013 Superduty for my 2017 I didn't see an increase in insurance cost. However, I just received my insurance renewal and it went up $150 for the 6 month period. Quite an increase I thought for no accidents or tickets.

Has anyone else seen an increase since you first purchased your truck?

I use State Farm and in Central Florida!
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Old 07-16-2017, 04:54 PM
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HouseMouse HouseMouse is offline
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Snake Farm got me also. About $75 per 6-Mo.
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Old 07-16-2017, 05:02 PM
rednck21 rednck21 is offline
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From what my State Farm agent told me, there were rate increases across the board. Mine is just over $100 a month.
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Old 07-16-2017, 05:05 PM
DISLTom DISLTom is offline
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Time to go shopping for another policy provider...
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Old 07-16-2017, 05:21 PM
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Lesson to consumers,
Companies have no loyalty to you and you owe none to them. Whenever dissatisfied start shopping around.
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Old 07-16-2017, 05:27 PM
livkot livkot is offline
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Changed from a 15 350 plat to a 17 350 plat in Oct 16. Premium increased $36.00, pleasantly surprised. Policy renewal was in Mar 17, increased shy of $200.00. I guessed for lack of any real official reason was perhaps a memo was sent to Progressive the body is aluminium? Almost 30 years driving, zero claims.
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Old 07-16-2017, 05:39 PM
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Paw's 150 Lariat Paw's 150 Lariat is offline
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Mine went up about $80 for the 6 month policy State Farm writes. Guess going from a 30K truck to a 60K one made the price increase. Didn't think it wasn't bad. Policyholder since 1972 with them and a clean driving record.
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Old 07-16-2017, 05:40 PM
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I just renewed on July 5th USAA 60.00 increase. 37 year Policy
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Old 07-16-2017, 05:42 PM
BHPR BHPR is offline
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I dropped State Farm. They write 6 month policies to they can jack you up twice a year... They raised my rates every six months without fail.... sometimes just a little but always!
I have Erie now and it's once a year and their rates are quite competitive
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Old 07-16-2017, 05:42 PM
clc3251 clc3251 is offline
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I went from a 2012 Jeep Wrangler to a 2017 F350 loaded and my insurance went up exactly $20 per year. I don't understand it myself. Erie Insurance.
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Old 07-16-2017, 05:44 PM
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Quote:
Originally Posted by Paw's 150 Lariat View Post
Mine went up about $80 for the 6 month policy State Farm writes. Guess going from a 30K truck to a 60K one made the price increase. Didn't think it wasn't bad. Policyholder since 1972 with them and a clean driving record.
Cost to replaces a newer vehicle is a greater possibility for the insurers. Your decision to stay or shop. I have no problem shopping. I do however recommend checking sites such as Yelp to see how they take care of a customer when a claim comes in.
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Old 07-16-2017, 05:57 PM
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Quote:
Originally Posted by 69cj View Post
Cost to replaces a newer vehicle is a greater possibility for the insurers. Your decision to stay or shop. I have no problem shopping. I do however recommend checking sites such as Yelp to see how they take care of a customer when a claim comes in.
Yeah...I guess part of the rate increases are to pay for the already overpaid jocks doing commercials for them. If you have a good and safe driving record and a good credit score that's two big plus's in your favor. Only insurance companies I've ever had was Allstate...State Farm and Maryland Casualty who was a high risk insurer when I had a '66 GTO at age 18.
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Old 07-16-2017, 05:59 PM
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Wes Hightower Wes Hightower is offline
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I traded in a 2013 Jeep Rubicon for my King Ranch. USAA's premium actually went down only by a little but it went down in comparison to the Jeep. I'm 53, no accidents or moving violations in ages and my homeowners insurance is with them as well.
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Old 07-16-2017, 08:59 PM
KCJackson1 KCJackson1 is offline
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Why I stick with an independent insurance agent. It's their job to keep me at the best rate. My dad was a customer back in the late 60s 'til his passing 2 years ago - I got my first policy with them with my first car, and still use them as well... almost 30 years for me. Every once in a while, an agent for one of the big companies (Allstate, State Farm, etc.) will offer an unsolicited quote. If it's notably lower than what I'm paying, I just send the quote to my agent Linda, she finds a carrier willing to match (or come very close), and I let her make the switch if I want it. Over the years, I've been placed with Liberty Mutual, Travelers, Mercury, and Progressive - currently with MAPFRE after an Allstate agent undercut my Progressive policy by 40%. Linda shopped the Allstate quote... MAPFRE matched the price, had better deductibles, and offered a better multi-policy discount if I moved my renters insurance to them as well.
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Old 07-16-2017, 09:58 PM
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When I got mine, I kept my old truck and traded my wife's old 2007 Jeep Liberty from before we were married. Mine went up only because I had liability only on the Jeep. I couldn't believe it, and asked my agent, and he explained that they don't care about fixing the vehicle as much as the medical expenses, and these trucks are so much safer.
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