from past experience, yes to the F 350 for a towing work truck as most companies still require a " 1 " ton labeling... but for a daily driver the F 250 is way cheaper on insurance... because?? the insurance companies say if you have a 350 you will do "work" with it. I even found some wont even insure a 350 anymore.


Fert

 

My insurance company didn't blink at all when I added my F-350 to my insurance. $990 for 12 months and that's with 20 and 23 year old sons on my policy. Not that I'll ever let them drive the F-350...

 

I went from a 250 to 350 about 5 years ago.
1. Cost of insurance went up zero.
2. Plates went up slightly (IL)
3. Biggest pain was the biannual safety inspection which is $35 and some time every 6 months.

 

I'm in Colorado. My agent is in Montana. No problem. They do a great job of customer service and have no problem moving my policy to a different insurance company to keep my rates down. Most of my communication with them is by email.

 

No issues here with a F350 and there wasn't any in Florida either. Cheaper than my wife's SUVs or cars.

Plates are a little more due to the actual weight of the vehicle. (although in AK it's more expensive to plate a leased car and some of the fees are by the year of the vehicle, newer = more money)

 

added my drw 350 to the policy with no issues.


Biggest cost is the plates due to the 14K registration.


Maryland allows self inspections over 10K if private, so no cost there.

 

​​​​​​​Jeez, where do you live, Afghanistan?

 

LOL. I don't get this argument either. I live in PA and have zero issues registering or insuring my F350 dually for personal use. Registration asks if it is used for commerce and I just mark no. Costs $303 a year to register at 14k and $862 to insure.

 

They are litterally the same truck. I currently have a 05 f250 and a 16 f350. The 16 though is a long bed. They drive just about the same with the exception that the long bed is harder to park and rides better and well the lariat interiot is much better 11yrs later

 

My insurance wouldn't cover a 350. The registration is more expensive. A 250 does everything I need. The srw trucks are practically identical anyway.

 

The only issue i had was financing. We had used a specific bank for car loans for over 10yrs. Has a stellar record with them and top tier credit. Bought the truck on Saturday evening and didnt talk to our specific banker who previously financed every diesel superduty ive owned. The guy that got the paperwork kick back the load because they "never" finance diesels or f350 trucks. So we went with the bank the dealer uses that was .01 lower apr with out a issue. Still 3.49 apr. Past that never had any issue with having a f350. Probably wont be doing business with that bank either

 

just east TN...