Anyone buying with this deal?

 

Nope, Ford isn't ready for me to own a new truck yet. The 10 speed transmission needs to make it's debut and prove successful.

 

Just run the numbers on Bankrate (or do it by hand... painful!) The more expensive the unit the better deal 0% is. HOWEVER, if you are putting large amounts of money down or have high value in trade or plan to pay the loan off early, you may well better off financing with the rebates. Not one size fits all, but it's a darn nice option.

 

My wife picked one up Tuesday @ 0%

 

I am going to visit the dealer and do some online searches to see if I want to do this or not. Seems like a great deal to me.

 

0% is a good deal, but depending on your situation, may not be as attractive as cash discounts which are sometimes offered as an alternative.

Not everyone chooses to finance a vehicle purchase.

 

I had my last truck for 12 years. (2000 F250 Lariat crewcab V10) this is a 10 year+ purchase for me, so this should work out? Never claimed to be the brightest. maybe I am wrong.

 

0% financing is an attention grabber. My daughter bought a 2015 Fusion in February. She opted for the 0% in lieu of the rebate + percentage rate and in the end, she'll repay the same amount of money. I think Frantz mentioned that 0% is a better deal on a higher loan amount. The Fusion OTD was about $21K.

In other words, the rebate equaled the money saved in interest. Personally, I'd rather take the 0.9 or 1.9 and capture as much rebate money as possible.

 

I like the idea of buying the most truck I can for the money, I haven't seen finance rates as low as you mentioned, it seems its either 0% for 72 or 2.74% haven't found .9% or 1.9% around here. I am always open to direction and assistance in getting this deal done.

 

i heard ford is doing this because they need to play catch up with the head start the others trucks have had. who cares. better for us =D

 

GMC is advertising 0% for 84 months on Sierra here in Canada right now.

 

They are offering 0% on a majority of models. Haters always are coming up with justification. It's just towards the end of the model cycle for '15s.

 

Just remember that after you negotiate the price of your truck and you go sit in the F&I office in front of the person who will finalize your deal and make it all legal and such, you MOST CERTAINLY have the right to negotiate your repayment terms. You have the right to ask for or demand the interest rate that you are willing to pay. This could be a deal breaker, so what.

The deal ain't done till you sign the contract. The buyers order ain't squat, it's just a piece of paper for the sales associate to hand the manager to illustrate your intention to buy.

 

running the math generally puts you close to equal. Now, if you could get 0% for 72 Plus all the rebates. Then it would be a no brainier. Unfortunately its a either or situation most of the time.

 

Like it was already stated..... every situation is different and in some cases the 0% would work out if the rebates were smaller. take the 1K off of a 50K truck gets you 49K at 0%, easy enough to figure those numbers. When you get into rebates, invoices, trades, equity, upside down ect, and this can throw some people off kilter....

my situation, there was no way that 0% was worth it with a trade and the price drop they gave me. Sticker was 49,500, dropped sticker to 40,500, traded my 14 with low miles that i owed 28K, they gave me 34K trade, put me at 36K final loan value, then i hit them with paying my TT&L, and they fought but bit, and I walked out with "Ford" financing at 4.9%, till after my first payment then I have already been approved for the local credit union finance of 2.3%.