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Yup, I missed that class also on rule setting before getting serious. Kind of same boat, or feels it some days. I got a couple friends who broke their wives in right at the start and can pretty much do what they want because they already set the expectations low. LOL
A LOAN? Naa...just not used to shelling out 4 bills for a wheel bearing, but its a ford part, and sitting on my kitchen table awaiting installation...as opposed to being in the mail...(if I ordered it from rockauto it wouldn't be here until next week....That's why it's good to have a friend who's a Parts Manager. Probably one of the only lincoln dealers that stocks common SD parts...Life was cheaper when I worked at that dealership, IIRC I got cost plus 15% on all parts.