That is why I went with the regular registration. For a 1/2 ton class 2 truck it is $58.50 per year. The insurance cost me $6.36 per week.
For the antique, it was a one time $75, and $64 per year for insurance, but I couldn't live with the limitations. If I want to drive it after dark, I want to drive it! I plan on going to the drive in this year, and it will be well after dark, and I don't need to be bothered with those limitations.
And not that I plan on it, but you cannot haul anyhting.