Replace that clutch plate ASAP!

I waited too long last winter and ended up on a AAA flatbed when the pulley disintegrated and seized the serpentine belt system along with the motor.

One bolt, pry off the plate, save the shims. Check the pulley's bearings. If okay, replace the plate only - about $40 for a Motorcraft part from RockAuto. Replace the pulley if the bearings are questionable.

Steve