none of those deals sound too good. There are dealers around me, houston, tx that are taking anywhere from 10K to 15K off plus doing the ford credit financing of 0% for either 60 or 72 months, it was 72 and I think it is 60 now.

Father inlaw just bought a 08 Limited with heated and cooled seats, power rear gate, rear camera, tow package and a few other gadgets, granted its not a 4x4 but it is a limited, and paid 29K plus tt&l. So basically 32K drive out. Given the market conditions you should be able to get it for less than 37K especially considering most people are not going to get a 4x4, so they should be jumping to get rid of them. Hell ford is selling their f250 diesel 4x4's for 20 - 25K off.