I have bought/sold many items on ebay and used paypal for nearly all of them without a problem.
In fact, two times, once outside of ebay, when I used paypal and the goods/services were not satisfactorily delivered, a quick alert to Paypal, and they yank the money from the offender's account immediately, and until the item is correctly delivered.
Ken, I fear you are the victim of a Phishing scam and should change your paypal and ebay passwords RIGHT NOW, and report the phishing scam to which you fell victim .
The system wont let me post the email address to report to so email me for the addy.
RF