Help me out guys. With my bronco slowly dying and other projects waiting to be started, I am thinking about trading in my Harley F150. I love the truck, but it isn't really a winter driver and I would like to get a more versatile truck (towing capacity, longer bed, 4x4, and so on). But here's the problem: I still owe quite a bit of money on it and the truck I'm thinking of getting is less than the balance of my loan. Has anyone ever dealt with this before? I have no problems with the payments, I just want something more practical. I've thought about just selling the truck and starting over with the financing, but then I basically lose what I've put into it so far (down payment and monthly payments). Please give me any suggestions good or bad. Thanks.