No - but it's a nice way to support the site. Ken, the staff and moderators work very hard to keep it up and running. It's upgrading all the time and is the best deal you'll find on the internet. I use my cc - its as safe as anything is these days and a whole lot more convenient for us and Ken. Don't mean to push you, its just a risk I accept. Plus I only use one dedicated cc for all my online purchases - my way to minimize that risk.

You don't have to use all the stuff available. I set up an email but I don't use it. Never did bother to set up a web page - nice I can tho.......the T shirts are nice - I've about worn mine out.