About to join the club boys!!! But obviously, I'm not about to overpay to do so. Planning on buying F250/lariat. I can get x plan through the company my brother works for, but I am unaware of how it actually works. I went to the dealer today and was offered $4500 in incentives ($3k-rebate, $1k- ford motor credit, and $500 for a membership). If I was to use x plan, are these incentives taken OFF after the x plan pricing is set?(1% over invoice or whatever it is)

Sticker/MSRP is $58,980. Was offered $12k trade, $4500 rebate, plus tax/title/liscense/fees to clear around $45,500 out the door without ANY negotiation, was just looking for initial ballpark. This is WITHOUT the dealer knowing about my x plan capabilities.

I'm curious to know where you guys think I can get this or where I should be without overpaying too much. The trade offer is fair, but probably could be another $1000 higher. Suggestions/comments? I appreciate it! Cant wait to own one of these bad boys!