I have the XLT with the premium package. love it, I dont know what the Lariat has over mine but it cant be much . I love my power fold/extend mirrors thank you very much. I have the Center dash LCD display, but my radio is the stock AM/FM/CD with SYNC, so I dont have that digital nav thingy, but I do have the rapid heat supplement, but not heated seats or digital climate.

Id say if I had a choice of the two Id take the new XLT. Depends on what the XLT is trimmed with.