Google "Scholarships", there are THOUSANDS of obscure ones that go unrewarded, and if you do decide to go with student loans, pay more than just the interest.

Like everyone else said, it all depends on what you want to do.

Up until a certain point, you can change your major, so don't stress on that freshman year.

And don't pick a major and tailor your courses based on how much money you expect to earn or expect to have lifelong job security. True, Doctors make a lot of money after taxes. But malpractice insurance is their single biggest expense. The Cold War kept a lot of people gainfully employed - people thought it would last forever, and very soon after many of those people were out of work.

Follow your bliss, even if you make squat.