What credit score do you need?
 

What credit score do you need to qualify for the low interest.

At least a 680. It can vary from one Ford Credit office to another.

Thanks 1956MarkII, One more question if you are a level 1 or level 2 customer do you know what the interest rates are like for 60 and 72 months

Down here in AZ you usually need an Izic score of around 700 to get the LOW interest. Im not 100% positive though. I'm not a finance manager. :)

Are we talking strictly Ford Credit here, or banks in general?

I am sorry I was talking about Ford Credit.

When I first financed my Mount'eer, they (Ford Credit) wanted to finance for 7 years. They stated that I didn't qualify for 3.9 financing. I told them that I was not going to pay for a truck for that long and to shorten it to 5 years. When the first payment statement came in, it listed me at 3.9%. I guess it's how long you finance ...atleast in my experience.

M