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Truck Insurance for your Ford Related articles
» Insure Your Ford Ranger for Less: 10 Ways to Save

» 10 Simple Steps to Save on Insurance for a Ford Super Duty

» 9 Easy Ways to Save When Insuring Your F-150

» 10 Ways to Reduce Your Ford Explorerís Insurance Costs

» 10 Ways to Save When Insuring Your Ford Escape


Insure Your Ford Truck for Less By Raising Your Deductible
Ford trucks have dominated American automotive culture for over six decades. Unfortunately, since most Ford trucks and SUVs have large engines with tons of horsepower, they usually cost an arm and a leg to insure. Luckily, truck owners can slash insurance costs by raising their deductible.

High Deductible = Low Premium

Hereís a simple rule of thumb: the higher your deductible, the lower your premium. The Insurance Information Institute reports that raising your deductible from $250 to $1,000 could cut your premium by 40 percent or more. Youíll pay more out-of-pocket should you file a claim, but reducing your insurance premium may be well worth it.

Choosing a Deductible

Ford truck drivers, listen up: When deciding on your insurance deductible, choose the highest amount you can afford. If you can only afford a $500 deductible, donít go overboard with a $1,000 deductible. You will be responsible for paying the full deductible when you file a claim, so have at least that much on hand.

Premium Still Too Pricey? 3 More Ways to Save

* Find discounts for safe drivers, safe vehicles, low annual mileage, etc. and save a bundle.
* Multi-line discounts: Insure your truck with your home or renters insurance company and save up to 15 percent on both premiums.
* If you only drive your truck when hauling heavy materials, you may be eligible for a low-mileage discount.

Remember: Not all insurers offer low rates to truck owners, so if you drive an F-150, Super Duty, Ranger or other Ford truck, you may be missing out on the best deal if you donít compare quotes and search for a better policy with InsWeb.com.


 


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