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Bad Credit? You’ll Pay More to Insure Your Ford Truck
Wondering why your Ford truck costs so much to insure? It’s not just because it’s a truck—your credit score may be to blame.

Many insurance companies factor in a driver’s credit score when determining premiums, and poor credit could be costing you a fortune. Fortunately, Ford truck drivers with bad credit can still save on auto insurance.

Good Credit = Lower Premium

Insurers use credit scores to help assess the risk of insuring drivers, and the formula they use is simple: The higher a driver’s credit score, the lower their auto insurance premium. Research has shown that drivers with good credit are generally safer and more responsible on the roadways than drivers with bad credit, and they’re rewarded with cheaper rates.

Bad Credit? You Can Still Save

If your credit is less than perfect, you can keep your Ford Truck’s premium low by following these tips:

* Not all insurance companies check credit scores, and it’s illegal in some states. If your credit is poor, get a quote from an insurer who won’t punish you for your credit history.

* The higher your deductible, the lower your premium. Raise your deductible and keep your rate affordable.

* Multi-policy holders (home and auto insurance), safe drivers, seniors and good students may qualify for discounts.

* Only a handful of companies offer the best rates for Ford trucks, so you could save money by shopping around for a cheaper rate.

Trucks can be expensive vehicles to insure, so if you drive a Ford truck, don’t allow bad credit to push your premium even higher. Compare auto insurance quotes for free at InsWeb.com—it could save you hundreds of dollars per year.


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