Insurance for Ford Trucks - Bad Credit? Youíll Pay More to Insure Your Ford Truck
Go Back   Ford Truck Enthusiasts Forums > Truck Insurance for your Ford
Sign In
Register Forgot Password?

Truck Insurance for your Ford Related articles
» Insure Your Ford Ranger for Less: 10 Ways to Save

» 10 Simple Steps to Save on Insurance for a Ford Super Duty

» 9 Easy Ways to Save When Insuring Your F-150

» 10 Ways to Reduce Your Ford Explorerís Insurance Costs

» 10 Ways to Save When Insuring Your Ford Escape

Bad Credit? Youíll Pay More to Insure Your Ford Truck
Wondering why your Ford truck costs so much to insure? Itís not just because itís a truckóyour credit score may be to blame.

Many insurance companies factor in a driverís credit score when determining premiums, and poor credit could be costing you a fortune. Fortunately, Ford truck drivers with bad credit can still save on auto insurance.

Good Credit = Lower Premium

Insurers use credit scores to help assess the risk of insuring drivers, and the formula they use is simple: The higher a driverís credit score, the lower their auto insurance premium. Research has shown that drivers with good credit are generally safer and more responsible on the roadways than drivers with bad credit, and theyíre rewarded with cheaper rates.

Bad Credit? You Can Still Save

If your credit is less than perfect, you can keep your Ford Truckís premium low by following these tips:

* Not all insurance companies check credit scores, and itís illegal in some states. If your credit is poor, get a quote from an insurer who wonít punish you for your credit history.

* The higher your deductible, the lower your premium. Raise your deductible and keep your rate affordable.

* Multi-policy holders (home and auto insurance), safe drivers, seniors and good students may qualify for discounts.

* Only a handful of companies offer the best rates for Ford trucks, so you could save money by shopping around for a cheaper rate.

Trucks can be expensive vehicles to insure, so if you drive a Ford truck, donít allow bad credit to push your premium even higher. Compare auto insurance quotes for free at InsWeb.comóit could save you hundreds of dollars per year.


All times are GMT -5. The time now is 04:31 PM.


Powered by vBulletin® Version 3.8.7 AC2
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
Advertising - Terms of Use - Privacy Statement - Terms of Service - Jobs
This forum is owned and operated by Internet Brands, Inc., a Delaware corporation. It is not authorized or endorsed by the Ford Motor Company and is not affiliated with the Ford Motor Company or its related companies in any way. Fordģ is a registered trademark of the Ford Motor Company.

vbulletin Admin Backup