cool truck. i love it

 

To add a wrinkle to the new/old discussion here, how are you all insuring your trucks that are worth 10k+ but only book at 2-5k? I have a 79 supercab 4x that I've done a lot of work to, and I'm considering a cummins swap, but I'm a little concerned about getting shafted if some bonehead t-bones me or something. I have agreed value insurance on my boat, but I haven't found anyone that will write that type of policy on my truck. I periodically browse the local craigslist, and download ads to try to build a comp library in case the worst happens, but don't have much confidence in winning. Any thoughts?
Jeff

 

Call your insurance company and see if they'll do "stated value" insurance on your vehicle. I had that on mine for a time then went with a pure collector's car insurance, "Grundy Collector Car Insurance". They'll need pictures, a write up and sometimes an appraisal depending on what you have. The only problem with these types of insurances is that you'll be restricted to so many miles a year, it has to be covered, you have to have other vehicles as your main driver, etc. If it's truly not a collectors car and you just have a ton of money into it, check with your current carrier on stated insurance for modifications. Otherwise, you can get it bonded. Hope this helps.

 

I told my insurance company that I wanted my Fairlane insured for 10k so thats what they wrote it up for. No mile restriction either.
I have antique plates and insurance on my Fairlane and the first thing EVERYONE always says is "yeah but there's a mileage restriction". I've seriously heard that 50 times if not more. I have no idea where that comes from. No one has told me of any miles restriction or asked how many miles on the car to even keep track if there was one.

 

Many "classic" car insurance policies have mileage limits (along with some saying it has to be garaged, etc.). That is where that comes from.

As with everything a little research and question asking about what the coverages and limitations to the policy are will be a good idea. That way you can choose the best plan for YOU. I would start by discussing the "stated" or "agreed" value insurance plan like others mentioned. It is what I will be doing with my trucks when they are complete.

 

The plan I originally had with my truck was stated insurance with no restrictions. When I went to a pure collector's policy with restrictions, my premiums were cut in 4 and I got twice the coverage. The restrictions were something I complied with anyways. My truck is truly just a show truck, summer driver, not a daily driver, so the restrictions weren't an issue with my situation.

 

back when i used to have multiple vehicles registered at a time, i had a set up with statefarm where one was my main vehicle with unlimited mileage and a higher monthly payment, and the rest were secondary vehicles with mileage restrictions and super low payments. they never formally asked for mileage records, but they also let me use my commuter car for the main vehicle even though it was the cheapest to cover. i guess you were supposed to have the most expensive to cover vehicle as the main driver.

 

Here's a good thread I found on insurance. The owner of this thread may get mad at us for talking about insurance......someone can start a new one.

https://www.ford-trucks.com/forums/7...vs-grundy.html

 

I wonder if the guys in that forum call their trucks fat sides?

 

start a new thread. has nothing to do with pictures of supercabs.

 

4" suspension lift w/33's

 

bump!!! I am looking into a supercab and want to lifted it!

 

76 supercab 3" body lift 37" hummer take offs. beat up rusty body, looks worse now, have managed to add a few more dents. plan is to keep wheelin and scrap the body and swap back to a std.

 

nice truck, me honestly, if my 79 f100 looked like that, i would care what the body looked like, long as it cranks, runs great, and gets me where I'm going, could care less.

 

haha next step im going to remove the front bumper, and cut the bottom of the grill shell and fenders of and raise the bumper another inch or 2. i got a few more plans. its only a wheeler so not to worried about the body right now.