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I assume you are refering to the inertia switch on the floorboard next to the transmission hump. It's been a long time since I've read up on the specifics, but there's a ball bearing in there and a magnet. If memory serves, when it feels a sufficient jolt (from an accident), the ball bearing does something to break the fuel pump circuit.
It's not common, but I have heard of a few cases where that mechanism wears out, and allows the switch to trip under much smaller jolts. Replacing theswitch would fix this sort of problem.
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'87 Bronco II XLT 4x4 & '92 Explorer XLT 4x4 & '98 Chev Suburban K1500 SLT 4x4
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