Totaled...
#16
#17
#24
#25
As for the rest, that sucks.
Is it possible that the big bumper you have caused the frame to bend?
I know a stock bumper will absorb a lot more impact, just wondering if a big bumper is overkill and a "total" waiting to happen...
#26
#27
Glad you're ok! I would imagine it's a total because it was a total before. A number of insurance companies won't put "full coverage" (comp/collision) on a reconstructed vehicle, but in this case it looks like the other person's fault (based on what you said). An insurance company is supposed to put the vehicle back to pre-accident condition, or pay you actual cash value. That's a double edged sword with a prior total. People usually pay less for them, so their actual cash value is less.
Putting a big heavy bumper on the frame ends basically makes that the frame ends, or front cross member. Most stock bumpers absorb a little (but not much), whereas a heavy steel bumper doesn't absorb, it transfers the energy somewhere else, so your frame bends before the bumper does.
If your vehicle is totalled don't expect to get full market value for it, because somewhere down the line someone was already paid that actual cash value for a vehicle that was not a total loss. If the other insurance company is paying out the claim, make sure you have as much documentation of the work you've done or had done as possible. If you have receipts for things or can find them online and print out where those parts can be purchased you're likely to get a higher value due to the appropriate documentation showing the actual value of things. Remember too that parts can depreciate, so if you didn't just buy the parts they may not be worth retail.
Putting a big heavy bumper on the frame ends basically makes that the frame ends, or front cross member. Most stock bumpers absorb a little (but not much), whereas a heavy steel bumper doesn't absorb, it transfers the energy somewhere else, so your frame bends before the bumper does.
If your vehicle is totalled don't expect to get full market value for it, because somewhere down the line someone was already paid that actual cash value for a vehicle that was not a total loss. If the other insurance company is paying out the claim, make sure you have as much documentation of the work you've done or had done as possible. If you have receipts for things or can find them online and print out where those parts can be purchased you're likely to get a higher value due to the appropriate documentation showing the actual value of things. Remember too that parts can depreciate, so if you didn't just buy the parts they may not be worth retail.
#28
#29
Who knows... you make come out ahead when it is said and done. Wishing you best success with the insurance coverage!