i'm 23, still single, fall on my pop's policy still. clean record (rear ended when 16, one diverted ticket @ 20). was paying 1800/year @ allied, switched to hawkeye and it dropped to ~757/year.

getting married this june. she has no record, just got her license for pete's sake. got a few quotes and it's looking to be around 1100 - 1300 a year with both of us w/o any other vehicles (yet). dunno how it's all going to work b/c i'm keeping my ks DL, she's got a NY DL, we'll reside in NY for 3 to 3 1/2 years until i finish school then we're moving back to ks. my registration is staying at home, i don't want to screw with this NYS insanity w/ registration, etc... blah.

 

06 superduty-Full max coverage
02 exploder- Full max coverage
93 escort-bare minimum reqd. by state

Im 27 with 3 tickets and one reckless driving
Wife is 28 with 3 tickets

We pay $1,000 give or take per year.

 

I really am jealous. I pay ~$1300/yr. here in MA for zero comprehensive coverage for my own vehicle (only things my truck is covered for are towing and glass), maximum medical coverage for all parties. That is with MetLife and 1 accident 1 ticket, age 20, my own policy.

Don't skimp on the medical coverage. It could come back to haunt you in the event something terrible happens.

 

Well since the renewal is on the table here goes. 02 F350 V10. same rates since new. Shopped around, had geico state farm and all the rest years ago. Best I found was erie insurance erie,pa. through a local ins broker.

liability, bodily inj, 100,000/300,000, $172
prop damage,50000,$98
med payments 5000 per person, $16
uninsured,underinsured, bodily injury 100,000/300.000 $47
physical damage cov, comp, 250 ded with 0 ded free glass repl $86 ,
collision,250 ded,$238

1 year renewal total is $657

clean driving record ,52, no accidents, no tickets , no issues, in the city of chicago nw side no claims for more years than I can remember

 

maybe i need more coverage? med payments seem low?

 

My parents have the same issue. shes never had a ticket or an at fault accident, hes on the verge of losing his license one more ticket before june this year and he will. but anyway as a thought they ended up getting two policies and it was cheaper than a joint policy. you may want to look into that. but I have kemper ins. with my 01 250sd and my wifes toyota camry. both full coverage. and we pay about 1400 a year. would of been cheaper if my old f150 didnt do $1500.00 worth of damage to a chrysler minivan at 5mph

 

This thread made me desire cheaper insurance. I got one of the instant quotes from Progressive, and for 6 months, with full coverage for my truck and the highest medical levels, I would be paying ~$768, roughly half of what I pay now for zero coverage on my own truck.

Needless to say, MetLife will no longer be getting my business when it comes time to renew, unless they can provide a comparable quote.

 

I pay $852 a year with about 6 tickets, 1 license suspension(from demerits) and no accidents, full coverage on my 03 F350. My insurance has dropped substantially every year since my license was suspended, I'm paying about 1/4 what I was before that happened and it is now 4 years later, turning 25 was huge for me haha. I'm 26 now.

 

We use Progressive, Insure 3 vehicles, all full coverage with $100/$250 deductibles. My wife has 0 tickets, I have 3 in the last 3 years...all for speeding and the daughter at age 21 with no tickets on her 1970 F250. Mine and my wifes are a 99 F350 PSD and a 2000 Suzuki Gran Vitara.

We pay $205 a month. I have my motorcycle insured for 16 a month through esurance

 

If you don't qualify for USAA membership....beg, borrow, cheat, steal until you do. Hands down the best insurer around.

 

I'm not joining the military just so I can have cheap auto insurance.

 

im 22 no accidents or tickets was getting hosed by allstate at $400 month and kept rising theyh couldnt even explain it. Went to progressive exact same coverage which is really high $88 month. I wish there was something i can do about the 6 years i was with allstate.

 

I use to complain cuz my friend has been in more accidents and had more tickets than I've had, at the time he told me, was paying full insurance on one vehicle and liability only on another. At that time I was 120 a month for liability only (no accidents just those 3 tickets) and he was paying 180 or so.

But I learned awhile ago that complaining really never gets you anywhere and these days I'm just glad I have my truck!

 

Me and the wife - clean driving records. '05 SD, '03 Expedition, '07 Yukon Denali, Homeowners, max coverage on all vehicles including max medical - $428 / every 6 months with Nationwide.

 

I have state farm and its 221 a month for my truck, 93 ford ranger 2wd and a 05 saturn Vue 2wd.

I have one wreck no injury at fault and a redlight ticket thats it.