Just got back from enjoying Christmas at the in laws. Still have the outlaws and other family get togethers ahead but tonight I had a chance to reflect on all the help I've gotten from the forum since I joined this past summer and the true sense of community that exists. I think I could have had many of you at the table as a guest tonight and had very much in common including outlook and approach to life in general. At least that's the impression you guys leave me as I read your posts to each other and comments on everything from soup to nuts. I am thankful for your assistance. It has been a blessing indeed. While I don't know what 2009 has in store, I know that I will have many more questions and am confident you guys will continue to provide good guidance. May your time with your families and loved ones be especially joyous this Christmas.