I was actually thinking of driving both the Mustang and the ****** - the fuel savings would more than pay for the insurance. The problem is that I sometimes tow around 4,000 lbs, more than the s10 setup is rated for. The other problem is that these little trucks aren't the best for winter driving as I live in Michigan. I also enjoy the F-150 as it is a fullsize and 4x4. If I do stay with the fullsize, I'll get an F-250 diesel. Let me know your opinions.