Hopefully its the final meeting with arbitrator Tuesday and send the documents to court for approval.


Ill be looking in Bristol County

 

Ok..Taunton, Attleboro area...got ya! I am from Essex county originally...Other side of the state...


I did spend some time In Warwick, RI and Plainfield/sterling, CT which isn't to far from there...

 

My bank tried to pull that escrow crap. I told them to redo it and take that out. Its only useful if you're incapable of managing your own money. I don't need a babysitter.

 

There was a whole other level of frustration last night....I will detail more this weekend

 

The hits just keep on coming... I will detail all of it out once/if I get the home bought..

 

Don't force it if isn't your dream home. There are other fish in the sea.

 

Dream ... not exactly...but I still love it....




Problem is idiot realtors/appraisers/underwriters/mortgage lenders and bank owned properties....

 

Oh man. I feel your pain Lee. I'm having flashbacks to when we bought....

I'm not sure if I said this before, but we got a small 203k loan for improvements. We only did it for the roof and a few small electrical items that they wouldn't allow me to fix. Anyway, one of the many times we got our closing date pushed was because the underwriter literally didn't know how to underwrite the mortgage with the 203k loan. Couldn't do it. Didn't understand it. So, instead of taking it to someone that could process the info, the jack wagon shelved it. Until we are literally bit$hed them out about why we are getting pushed.

The problem is, most of these people flat out don't care. There's not a single head honcho that you can call and get straight answers. At least that's how we felt.

Hang in there. It can be extremely frustrating.

 

Todd,
The way this has gone down so far it feels like someone in the process is trying to under cut me on it... basically **** me off enough to say f%^& it and let it go elsewhere so they can grab it cheap... Being in construction you might be able to appreciate this it was appraised as a c-4 classification from what I am told that is the second to worst rating a house could get... (if you could see the house you would agree that it doesn't deserve that rating)


When I was out looking...I walked into a house where the floor basically was giving way and another house that was 75% full of mold with a leaking basement... those should be c-4 or c-5 classifications...


This house needs some paint, a couple of faucets, a little carpet, and a new light fixture and two garage doors...


The good news is the new mortgage company rep looked at my initial appraisal, passed it to his appraiser, and underwriter and they both agreed its good to go... So I think I will get it bought...


The boiling point for me is a result of my realtor and the original mortgage company taking to long and not filing an extension that I have to go rebid on the house.... the timing on the phone calls from the mortgage company and my realtor is what has really chapped my a$$... The initial contract was supposed to close today 11/14...

 

I will say this to all those that have chimed in...Thank you for the kind words... and words of wisdom.... It has helped me maintain some composure (although not a lot at times) and helped me try to be optimistic.

 

Progress is being made... it is out at the underwriters now, the mortgage company contacted the insurance company... sounds like we are close.

 

That's good news! I'm happy to hear things are moving along again.

 

I just signed the deed to the ex
Next is signing over mortgage to her and me getting some $$$
Then house hunting time, I cant wait

 

You mean, shop hunting (with attached sleeping quarters).

 

I wish I had done that... Instead I have a house with nowhere to work or store toys.... Where is an inflatable pole barn when you need one